Short & Long Term Disability Cases We’ve Won for Our Clients Against Various Insurers
Fields Law Firm successfully recovers millions of dollars each year for our disabled clients throughout the United States. Our Long Term Disability experience is matched by very few other law firms in the country and has earned us a national reputation.
Here are just a few examples of our Long Term Disability appeal case wins against various insurers.
Thomas – Lumber Yard Manager – Chesterfield, Michigan
Chronic Neck Pain, Neck Fusion Surgery, Weakness throughout both Upper Arms, Gait Instability
A lumber yard manager from Michigan was suffering with chronic neck pain after undergoing a multilevel neck fusion surgery. He was removed from work and his treating providers noted he could not return to the physical nature of his previous occupation. He applied for Long Term Disability benefits through his employer’s plan. Unfortunately, the insurer denied the claim based on its review. Greater Georgia Life stated he could continue to perform the material duties of his occupation.
He turned to Fields Law for help. Our team worked with our client to build an appeal fighting this denial. We wrote to our client’s doctors receiving extensive narrative reports specifically responding to the Greater Georgia Life’s grounds for denial. Additionally, we pointed out substantial errors in the review that failed to consider all the relevant evidence in the claim file. After receiving our appeal, Greater Georgia Life reversed its decision, paid our client his backpay, and commenced monthly Long Term Disability benefits.
Lynn – Day Care Teacher – Spencer, Massachusetts
Neuropathy, Lumbar Disc Disorder
A Massachusetts woman worked as a day care teacher for many years until she began feeling stiffness and pain in her hands, feet, and lower back. Her doctors diagnosed her with neuropathy and lumbar disc disorder. The Social Security Administration found her to be disabled, and she was granted Long Term Disability benefits by her insurer that same year. Two years later, her income was abruptly cut off. Assurant claimed that she was capable of working a full 40 hour week.
She turned to the attorneys at Fields Law to help her appeal the denial decision. Our attorneys filed an appeal, arguing that the insurer failed to provide a specific reason for our client’s denial, and that the medical record supported her claim. In response, Asssurant ordered an outside physicians report. However, the physician ended up recommending work restrictions for our client. Faced with no options, the insurer granted our appeal. Our client had her benefits restored, including back pay, providing her the security she needed to accommodate her conditions.
