Short & Long Term Disability Cases We’ve Won for Our Clients Against UNUM
Fields Law Firm successfully recovers millions of dollars each year for our disabled clients throughout the United States. Our Long Term Disability experience is matched by very few other law firms in the country and has earned us a national reputation.
Here are just a few examples of our Long Term Disability appeal case wins against UNUM.
Diana – Medical Coder – Sioux Falls, South Dakota
Degenerative Disc Disease, Osteoarthritis, Irritable Bowel Syndrome, Migraines
A medical coder from South Dakota was forced out of work due to chronic pain, spinal fusions, and muscle spasms. She had tried numerous methods of pain management over the years, but nothing helped get her pain fully under control. She applied for Long Term Disability benefits with Unum, but her claim was denied at the application stage. She turned to Fields Law Firm for help appealing the denial.
Our team gathered her medical records and a statement from her primary care provider in support of her disability. Unum reversed their decision and approved our client for ongoing Long Term Disability benefits. She also received a lump sum payment for the back benefits owed to her.
Stacy – Compliance Manager – Manorville, New York
Vestibular Dysfunction, Superior Oblique Palsy, Meniere’s Disease, Dizziness, Vertigo, Migraines
A Compliance Manager from New York had a job that required constant computer screen time, resulting in debilitating migraines and vertigo. She was approved for and received Short Term Disability benefits, which ran from her date of disability, through the time it was exhausted. After the expiration of her Short Term benefits, she became eligible for Long Term Disability benefits from her policy’s carrier. She was initially approved; however, Unum terminated her Long Term benefits indicating no benefits were payable. Unum felt there were no physical examination or diagnostic test findings that indicate she would lack the capacity to perform her occupation as a Compliance Manager and that Meniere’s Disease generally does not prevent most patients from working.
Upset at her sudden loss of income, she called Fields Law Firm for help. The attorneys at Fields Law contacted our client’s doctors to compile reports of all of her symptoms and treatments. Unum hired their own independent doctor to review the case, and after a more thorough review, they overturned their prior decision and paid our client all of the back benefits she was entitled to.
Tracy – Management Trainee at Rental Car Business – Charlotte, North Carolina
Fibromyalgia, Multiple Sclerosis, Depression, Hypertension, Migraines, Myelitis-Idiopathic Transverse
A manager from North Carolina had been diagnosed with Fibromyalgia and Multiple Sclerosis. Her job at a rental car business required her to drive the rental cars and work overtime. She was forced to stop working because she could only work six hours a day and was prescribed medications that would prohibit her from operating a moving vehicle. She initially received Long Term Disability benefits from her insurer, but after a few months she was sent a letter explaining that benefits would stop because she no longer met their definition of “disabled.” The mother of twins was upset at her sudden loss of income, so she contacted Fields Law Firm for help.
The attorneys at Fields Law contacted our client’s doctors to compile reports of all of her symptoms and treatments and also hired their own vocational expert to review the case and issue a report. Her attorneys filed an appeal, and the insurer reversed its denial decision and reinstated her Long Term Disability benefits. The attorneys were able to get a lump-sum for all the missed payments our client was rightfully entitled to.
