Short & Long Term Disability Cases We’ve Won for Our Clients Against The Standard
Fields Law Firm successfully recovers millions of dollars each year for our disabled clients throughout the United States. Our Long Term Disability experience is matched by very few other law firms in the country and has earned us a national reputation.
Here are just a few examples of our Long Term Disability appeal case wins against The Standard.
Deb – Nurse Case Manager – Mount Juliet, Tennessee
Seizure Disorder, Depression, Anxiety, Short-Term Memory Deficits
A Nurse Case Manager from Tennessee stopped working due to depression, anxiety and non-epileptic seizures. After receiving benefits for 24 months, the insurance company terminated her benefits alleging that all of her conditions were mental health related and subject to a twenty-fourth month limitation. Distraught at how The Standard completely ignored her seizure disorder that greatly impacted her daily life as just a manifestation of her underlying mental health condition, she reached out to the attorneys at Fields Law Firm to assist with her appeal.
The team at Fields Law obtained all of our client’s medical records, the Social Security Administration’s file for her disability claim, and requested narrative reports from her most supportive doctors, including her primary care physician and neurologist. Our attorneys meticulously combed through The Standard’s administrative record, the Long Term Disability policy, and our client’s medical records to identify all of the instances where our client’s seizure disorder was documented as an organic brain disorder, not subject to the 24-month mental health limitation. Based on how her claim had been handled by The Standard, our client was convinced that they would uphold their denial. Nonetheless, the attorneys at Fields Law put together a strong appeal reinforced with updated medical records and our client’s doctors’ supportive narratives. The Standard reversed its decision and reinstated our client’s benefits.
Robert – Business Process Analyst – Hermitage, Tennessee
Parkinson’s Disease, Chronic Pain, Fatigue
A Business Process Analyst from Tennessee was suffering from Parkinson’s Disease accompanied with chronic pain, fatigue, and balance issues. He was taken out of work by his doctors and applied for and received Short Term Disability benefits. After exhausting these benefits, he applied for Long Term Disability benefits and was initially approved. In the meantime, he was also approved for Social Security Disability benefits by the Social Security Administration. However, a few months later, The Standard discontinued his Long Term Disability benefits, stating that his Parkinson’s was now stable and he could perform the work in his own occupation. He was lost and sought out the Fields Law team for guidance through this confusing process.
Our team quickly gathered all the information needed to submit an appeal for our client that pointed to the flaws in The Standard’s argument for terminating benefits. We explained that even the federal government deemed our client disabled from performing any type of gainful employment. Our attorneys also had our client’s doctors draft reports in support of disability. We pointed to specific instances in the medical records that also align with disability in any occupation. After this appeal and the help of the Fields Law team, The Standard understood our client was disabled and reinstated ongoing benefits.
Joseph – Customer Service Manager – Savannah, Tennessee
Memory Loss, Dizziness, Chest Pain, Slurred Speech
A Customer Service Manager from Tennessee began having cognitive issues. He had trouble remembering things, would lose his balance, and his speech began to slur. He was no longer able to work in his managerial role. He received Long Term Disability benefits from his insurer at work for about six months, but then The Standard stopped paying because they said he could return to work.
He was worried about his lost income and still unable to return to work, so he called Fields Law for help. Our team obtained the claim file from The Standard and our attorneys found that they were egregiously misinterpreting our client’s job responsibilities. We drafted a strong appeal to The Standard, pointing out the errors in how they handled our client’s claim. They changed their mind and our client received a lump-sum for back-pay and ongoing monthly benefits. Our client was pleased to be through fighting with The Standard, and happy to have his income restored.
