Short & Long Term Disability Cases We’ve Won for Our Clients Against The Hartford
Fields Law Firm successfully recovers millions of dollars each year for our disabled clients throughout the United States. Our Long Term Disability experience is matched by very few other law firms in the country and has earned us a national reputation.
Here are just a few examples of our Long Term Disability appeal case wins against The Hartford.
Scott – Chef – Cedar City, Utah
Spinal Degenerative Arthritis, Bilateral Arthritis of the Feet, Bilateral Shoulder Impingements, PTSD, Chronic Alcoholism
The head chef at a regional hospital in Utah developed extensive arthritis in his spine, hands and shoulders. He also suffered from several mental health conditions, including chronic alcoholism. These conditions eventually became disabling and so he applied for Long Term Disability benefits from his policy’s carrier. He was initially approved, which ran for a full year. However, The Hartford then sent him a letter stating they were terminating his Long Term Disability benefits, claiming he was capable of returning to work in alternate occupations.
Not knowing where to turn, he retained Fields Law Firm. Our team of attorneys ordered updated medical records from his providers and wrote to his doctors to ask for their support. The Fields Law team put together an appeal of The Hartford’s denial decision and submitted it along with exhibits. The Hartford spent several weeks considering the appeal before returning a decision on the case. They issued a letter stating they were overturning their prior denial decision, paid all the back benefits to date and reinstated all benefits going forward.
Mark – Sales Executive – Plano, Texas
Depression, Anxiety
A sales executive from Texas suffered from severe depression and anxiety. His condition prevented him from performing his job. His insurer initially approved his claim for Long Term Disability benefits. Roughly six months later, his claim was denied. The Hartford asserted that the available information in his file did not show that he was unable to perform his occupation.
Clearly unable to work, he reached out to Fields Law Firm. The attorneys at Fields Law began by reviewing The Hartford’s file. After completing this review, a plan was developed to fight the denial. We updated medical records and had our client undergo a neuropsychological evaluation. With the updated records and results of the neuropsychological evaluation, we drafted a winning appeal. The Hartford reversed their decision and reinstated our client’s monthly benefits and paid all the past-due benefits. Our client was so thankful to get his benefits back and relieved that he would no longer have to worry about finding income to support his family.
Debra – Chemical Dependency Case Manager – Marcus, Texas
COPD, Chronic Pain
A Chemical Dependency Case Manager was unable to work, but had moved to Texas because the warm weather helped her COPD and joint pain. While she was working on establishing relationships with her new treating providers in Texas, The Hartford terminated her disability benefits.
Fields Law Firm assisted by appealing the determination on her behalf. Our attorneys ordered updated medical records and requested support from our client’s new doctors. The updated information was submitted to The Hartford, and, after a brief review, her benefits were successfully reinstated.
