Short & Long Term Disability Cases We’ve Won for Our Clients in Tennessee
Fields Law Firm successfully recovers millions of dollars each year for our disabled clients throughout the United States. Our Long Term Disability experience is matched by very few other law firms in the country and has earned us a national reputation.
Here are just a few examples of our Long Term Disability appeal and lawsuit case wins in Tennessee.
Deb – Nurse Case Manager – Mount Juliet, Tennessee
Seizure Disorder, Depression, Anxiety, Short-Term Memory Deficits
A Nurse Case Manager from Tennessee stopped working due to depression, anxiety and non-epileptic seizures. After receiving benefits for 24 months, the insurance company terminated her benefits alleging that all of her conditions were mental health related and subject to a twenty-fourth month limitation. Distraught at how The Standard completely ignored her seizure disorder that greatly impacted her daily life as just a manifestation of her underlying mental health condition, she reached out to the attorneys at Fields Law Firm to assist with her appeal.
The team at Fields Law obtained all of our client’s medical records, the Social Security Administration’s file for her disability claim, and requested narrative reports from her most supportive doctors, including her primary care physician and neurologist. Our attorneys meticulously combed through The Standard’s administrative record, the Long Term Disability policy, and our client’s medical records to identify all of the instances where our client’s seizure disorder was documented as an organic brain disorder, not subject to the 24-month mental health limitation. Based on how her claim had been handled by The Standard, our client was convinced that they would uphold their denial. Nonetheless, the attorneys at Fields Law put together a strong appeal reinforced with updated medical records and our client’s doctors’ supportive narratives. The Standard reversed its decision and reinstated our client’s benefits.
Gayla – Senior Application Developer – Columbia, Tennessee
Lupus, Fibromyalgia, GERD, Anxiety, Depression, Chronic Pain, Migraines, IBS, Carpal Tunnel Syndrome
Working in IT for most of her career, a 49-year-old woman became disabled and unable to perform her job due to a variety of medical conditions. Some diagnoses include lupus, fibromyalgia, GERD, anxiety, depression chronic pain, migraine headaches, irritable bowel syndrome, and carpal tunnel syndrome.
When she ceased work, she assumed she would have no problem applying and being approved for disability benefits through her insurance company. As she understood it, her insurer was supposed to pay disability benefits in the event she became unable to work. What the woman did not realize is the insurance company had the power to decide whether or not they thought she was capable of working. The insurer completely ignored her doctors, who stated she was not capable of working.
She did not know what to do next. She knew she could not work, but did not know how to prove it to her insurance company. She turned to Fields Law for help. Our attorneys worked with our client’s doctors to explain her functional limitations and after two appeals, her insurer admitted they had made a mistake in denying her claim for benefits. She was issued a check for past due benefits and the insurance company began paying her monthly benefits.
Robert – Business Process Analyst – Hermitage, Tennessee
Parkinson’s Disease, Chronic Pain, Fatigue
A Business Process Analyst from Tennessee was suffering from Parkinson’s Disease accompanied with chronic pain, fatigue, and balance issues. He was taken out of work by his doctors and applied for and received Short Term Disability benefits. After exhausting these benefits, he applied for Long Term Disability benefits and was initially approved. In the meantime, he was also approved for Social Security Disability benefits by the Social Security Administration. However, a few months later, The Standard discontinued his Long Term Disability benefits, stating that his Parkinson’s was now stable and he could perform the work in his own occupation. He was lost and sought out the Fields Law team for guidance through this confusing process.
Our team quickly gathered all the information needed to submit an appeal for our client that pointed to the flaws in The Standard’s argument for terminating benefits. We explained that even the federal government deemed our client disabled from performing any type of gainful employment. Our attorneys also had our client’s doctors draft reports in support of disability. We pointed to specific instances in the medical records that also align with disability in any occupation. After this appeal and the help of the Fields Law team, The Standard understood our client was disabled and reinstated ongoing benefits.
