Short & Long Term Disability Cases We’ve Won for Our Clients Against Reliance Standard
Fields Law Firm successfully recovers millions of dollars each year for our disabled clients throughout the United States. Our Long Term Disability experience is matched by very few other law firms in the country and has earned us a national reputation.
Here are just a few examples of our Long Term Disability appeal case wins against Reliance Standard.
Jay – Engineer – Sun Lakes, Arizona
Electrocution, Dementia
An electrical engineer from Arizona suffered a series of electrical shocks triggering multiple cognitive and functional deficits. Further, while receiving treatment for neuropsychological conditions, he was diagnosed with dementia. Unfortunately, his insurer, through a third-party administrator, denied his claim for Long Term Disability benefits. Reliance Standard commissioned a medical record review and relied on that review over multiple exams and clinical documentation from our client’s treating doctors.
Fields Law Firm took on the case to help appeal this decision. The lawyers at Fields Law secured narratives from multiple treating providers, responding to Reliance Standard’s denial. This included an expert opinion from an independent vocational expert documenting that he could not perform any other substantial work, let alone his own occupation. After reviewing our appeal, Reliance Standard reversed its decision, paid almost a full year’s worth of back benefits, and began making monthly payments again.
Paula – Direct Home Care Worker – Glendale, Arizona
Uncontrolled Type II Diabetes, Autonomic and Peripheral Neuropathy, Gastroparesis, Chronic Ulcers
A Home Care Worker had suffered from Type II diabetes for years, but was never able to control her disease. She eventually developed severe complications with her diabetes including widespread neuropathy and gastroparesis. Unable to continue working, she applied for Long Term Disability benefits. Unfortunately, the insurance company denied her claim.
Not wanting to appeal the decision herself, she retained Fields Law to fight for her benefits. The Fields Law team gathered all of her updated medical records from her providers. The attorneys also wrote to several of her doctors and were able to secure two functional capacity assessments from her primary physicians. After writing a detailed appeal that was critical of the points raised in the denial letter, her attorneys submitted the appeal for the insurer’s consideration. Upon review, the insurance company overturned their prior denial, issued back benefits and reinstated ongoing payments.
