Short & Long Term Disability Cases We’ve Won for Our Clients Against Prudential

Working several years as a security guard at a nuclear power plant, a man from Michigan eventually attained the rank of First Sergeant. After developing degenerative disc disease in the lumbar region of his spine, he left work and filed a claim for Long Term Disability benefits. He received benefits for just under a year, when his insurer asserted that his condition had improved enough to allow him to return to work. The news was shocking because, if anything, his condition had worsened and made his activities of daily living even more difficult.

After searching for help online, he found Fields Law. Our attorneys collected medical records and referred our client to a Functional Capacity Evaluation. We submitted the medical records and evaluation to the insurance company along with a memorandum outlining our client’s legal rights under the statute governing the policy. After a brief review, his insurer reversed its decision to deny benefits and started paying our client’s claim. He was very pleased with the result and decided to hire Fields Law to manage his claim on an ongoing basis to prevent further wrongful denials.

A Regional Sales Manager from Michigan developed a strange cognitive condition where he would suffer from chronic dizziness, instability and memory loss. Unable to work any longer due to his disabilities, he left work and applied for disability benefits from his insurance carrier. Prudential denied his application for both Short Term Disabillity and Long Term Disability benefits.

Knowing he needed help to appeal Prudential’s decision, he hired Fields Law. The Fields Law team of attorneys began gathering the necessary documentation for compiling his appeal. They acquired updated medical records from his providers and wrote to all of his primary doctors, asking for letters of support. We then drafted an appeal of the denial decision, arguing that Prudential misconstrued and omitted much of our client’s medical documentation. They accepted the appeal and after several weeks of consideration overturned their prior decision, granting back benefits through the Own Occupation stage of disability.

A retail pharmacist from Massachusetts began having severe back and hip pain. Her doctor diagnosed her with bulging discs in her back that were radiating pain to her hip. She was approved for Long Term Disability benefits through her employer. Prudential periodically asked for documentation of her treatment, and after receiving benefits for a year, they said she could return to work. She sent in a written appeal, but Prudential would not change its decision.

Upset with Prudential, she contacted Fields Law for assistance. The attorneys at Fields Law obtained the entire claim file from the insurance company and our client’s medical records to compile all of the evidence. Our attorneys sent Prudential a strong appeal which referenced key records that were previously overlooked. Prudential reversed their decision and our client received a lump-sum check for back-pay and a monthly check to offset her lost income.