Short & Long Term Disability Cases We’ve Won for Our Clients Against Prudential

Not long after getting his dream job as the director of information technology with a large international business, the IT Specialist was involved in a car-on-motorcycle collision, which resulted in him striking his helmeted head on the road pavement at freeway speed. Miraculously he spent only a brief period in the hospital and then was released. When he returned to work, however, he began experiencing excruciating headaches and cognitive issues.

He kept his difficulties to himself and continued to do his job. Eventually, however, other employees noticed that he was slurring his speech and could not track information and numbers. Shortly thereafter his employers told him he would need to take leave to care for his medical needs.

He applied for disability and, despite the medical support from his doctors, the disability carrier denied his benefits. Prudential reasoned that because he had worked for several months without making complaints to anyone, he wasn’t disabled.

He then hired the Fields Law and our attorneys reached out to medical providers and obtained records, which clearly documented cognitive difficulties and impairment, and filed an appeal. Prudential reviewed the appeal and determined that it would reverse its denial and began making disability payments. Our client earnestly wishes to go back to work but will need some time to work through his cognitive issues and is very appreciative that he now has the money to sustain himself through that period of therapy and healing.

A young man from Michigan suffered from severe osteoporosis which left him with chronic pain and frequent bone fractures. This condition did not allow him to continue to work in his job as a stocker. His Long Term Disability insurer denied his claim on the grounds that he did not provide them with all of the information that was necessary to make a decision.

Frustrated and in need of help, he found the attorneys at Fields Law. Our attorneys carefully analyzed Prudential’s denial and identified all of the necessary information they needed to provide in order to get the claim approved. Once that information was identified, we submitted our appeal to Prudential. On review, they reinstated our client’s claim for benefits.

Working several years as a security guard at a nuclear power plant, a man from Michigan eventually attained the rank of First Sergeant. After developing degenerative disc disease in the lumbar region of his spine, he left work and filed a claim for Long Term Disability benefits. He received benefits for just under a year, when his insurer asserted that his condition had improved enough to allow him to return to work. The news was shocking because, if anything, his condition had worsened and made his activities of daily living even more difficult.

After searching for help online, he found Fields Law. Our attorneys collected medical records and referred our client to a Functional Capacity Evaluation. We submitted the medical records and evaluation to the insurance company along with a memorandum outlining our client’s legal rights under the statute governing the policy. After a brief review, his insurer reversed its decision to deny benefits and started paying our client’s claim. He was very pleased with the result and decided to hire Fields Law to manage his claim on an ongoing basis to prevent further wrongful denials.