Short & Long Term Disability Cases We’ve Won for Our Clients Against Prudential
Fields Law Firm successfully recovers millions of dollars each year for our disabled clients throughout the United States. Our Long Term Disability experience is matched by very few other law firms in the country and has earned us a national reputation.
Here are just a few examples of our Long Term Disability appeal case wins against Prudential.
Boris – Welder – Perkinston, Mississippi
Transient Cerebral Ischemia, Diverticulitis, Narcolepsy, Chronic Back Pain, Sciatica, Glaucoma, Blurred Vision
A welder from Mississippi worked for 17 years before he had to stop due to Transient Cerebral Ischemia, diverticulitis, narcolepsy, chronic back pain, sciatica, glaucoma, and blurred vision. The individual applied for Long Term Disability benefits, but his insurer stated that he had not provided any restrictions or limitations that would prevent him from returning to work as a welder. Prudential stated that since he failed to be disabled through the Elimination Period, he was not eligible for benefits. The welder decided to appeal this determination without legal representation, and he was denied yet again.
After receiving the denial of his appeal, he contacted the attorneys at Fields Law to assist him. Our attorneys contacted our client’s doctors to compile reports of all of his symptoms and treatments and submitted a comprehensive appeal to Prudential. After receiving Fields Law Firm’s appeal, they overturned their previous decisions and paid all the outstanding Long Term Disability benefits immediately.
Craig – Welder – Ceylon, Minnesota
Neck Injury
Prudential denied a welder’s claim for Long Term Disability, despite his inability to do his job due to a significant neck injury. The welder was bending over his work station when a piece of metal jumped into his welding helmet and hit his eye. He tried to stand up quickly to get the piece of metal out, but the back of his helmet got caught as he was attempting to stand up. He injured his neck. He made every attempt to return to work but it became impossible due to the pain in his neck that radiated into his upper extremities. He tried various jobs, but nothing worked.
Prudential claimed that the welder’s medical record did not support an impairment that would prevent him from performing his job as a welder. He contacted Fields Law Firm to help him stand up to the insurance company to get the benefits he deserved.
Our team drafted an appeal to show that Prudential overlooked medical evidence and provided little to no rationale for its denial. We know that an insurance company cannot discontinue benefits based on a selective or partial review of a beneficiary’s file. We provided a strong legal argument in the appeal, forcing Prudential to change its position. Our client was awarded back pay, along with ongoing monthly benefits.
Sarah – Pediatric Physical Therapist – Elk River, Minnesota
Migraines, Convergence Disorder, Light Sensitivity, Sound Sensitivity, Visual Issues
A Pediatric Physical Therapist suffered from severe and sudden-onset Migraines. Her condition caused her to have extreme sensitivity to light and sound, and made concentrating at work impossible. She applied for Long Term Disability through her employer’s insurance plan and received benefits for about four months. Soon after, Prudential stopped paying because they said she could return to work.
Worried about her lost income and unable to return to work, she contacted Fields Law for help. Our team obtained the claim file from Prudential and found that they had overlooked key medical records. The Fields Law attorneys obtained updated expert opinions from our client’s doctors and their updated treatment records and drafted a strong appeal. Prudential changed their decision based on the strength of our arguments and our client received a lump-sum payment for back pay as well as ongoing monthly benefits
