Short & Long Term Disability Cases We’ve Won for Our Clients in Ohio

A nurse consultant who worked for a nursing association spread across the state of Ohio was forced to stop working after contracting a chronic form of gamma herpes viral mononucleosis, or the Epstein-Barr virus. The disease caused her to feel constant and severe fatigue in addition to her preexisting heart arrhythmia disorder. She filed a claim for Short Term Disability, and was approved to receive the benefits. She then applied for Long Term Disability benefits but was denied. Lincoln Financial claimed that the medical documentation did not support a finding of total disability, and that she should be able to return to her regular occupation.

Feeling like she had run out of options, she reached out to Fields Law to take on her case and fight Lincoln Financial. Our attorneys began working with her treating physicians, compiling key documentation that would support her claim for disability. We then crafted an expert appeal, arguing that the insurer had failed to build a proper foundation for denial, and had failed to provide necessary information required under federal law. Confronted with our airtight arguments, Lincoln Financial soon returned a decision to grant our client’s Long Term Disability benefits.

Surprisingly, several months after overturning their own decision, Lincoln Financial sent our client another letter claiming they were denying her Long Term Disability benefits again. The Fields Law team immediately began preparations to fight the insurer. We soon submitted an appeal of their decision, and once again Lincoln Financial reconsidered. Her benefits secured, our client was overjoyed with the result and was able to focus once again on her recovery.

A Registered Nurse who loved her job suddenly developed fibromyalgia and Lyme disease. It exacerbated her depression and anxiety resulting in a complete inability to work. She submitted a claim to her disability insurance carrier, who determined she was not disabled from her job.

She reached out to Fields Law and hired us to file an appeal on her behalf and challenge the wrongful denial. We secured a very supportive report from our client’s treating provider that outlined the difficulties our client would have with her work as a Registered Nurse. Our attorneys assembled the medical information and filed an appeal with The Standard. After reviewing our client’s case, The Standard approved her claim.

An administrator in a medical clinic began experiencing chest pain and, after numerous tests, doctors concluded she had suffered a pulmonary embolism. Her job required sitting at a desk for hours at a time. Her doctors advised that sitting for extended periods put her at risk for additional blood clots. She was forced to stop working. She applied for Long Term Disability benefits from her insurer, but was denied because she did not fit the insurance company’s definition of disabled.

Shocked at the decision, and concerened about losing her income, she contacted Fields Law for help. The Fields Law attorneys discovered that the insurance company misinterpreted the recommendation of our client’s primary doctor, who said our client’s condition was too serious to return to work. Our attorneys highlighted this error in the appeal, and strengthened the record with updated medical records. Ultimately, the insurer overturned their decision and granted back-pay and ongoing benefits for our client. With her monthly disability award, she looked forward to continuing her treatment and being able to support herself.