Short & Long Term Disability Cases We’ve Won for Our Clients in Ohio

A quality manager at a manufacturing company became disabled after undergoing a laminectomy to relieve pressure on a nerve in his spine. After the surgery, he suffered from severe nerve pain that inhibited his ability to sit, stand, and walk for even short periods of time. Initially, his insurer agreed that the man was completely disabled and paid benefits in accordance with the terms in the policy. After approximately three years, the insurance company decided to deny benefits, stating the man could return to work at several sedentary occupations. The man was baffled because he spent most of his days completely incapacitated due to pain.

He searched for an attorney and chose Fields Law to fight for his benefits. Our attorneys collected updated medical records and narrative reports from our client’s treating physicians outlining his inability to work. Then, an expert was hired to review our client’s vocational history and write a report discrediting his insurer’s claims. The appeal was submitted early, and the decision was revised shortly thereafter. Our client was able to continue focusing on pain management with his financial security re-established.

An Ohio HVAC technician had a heart attack. He underwent triple bypass surgery, and experienced chest pain and shortness of breath. His doctors advised that he needed to keep physical exertion as low as possible. He was approved for Short Term Disability benefits at work, but after a couple of months the payments stopped. CIGNA said he was no longer disabled even though his doctor said he could not return to work.

Upset that CIGNA was ignoring his symptoms, he contacted Fields Law for help. Our attorneys contacted our client’s treating physicians and obtained the claim file from the insurance company. The Fields Law attorneys helped our client apply for Long Term Disability benefits while appealing the decision for the Short Term Disability benefits. The Long Term application was initially denied, but the Fields Law attorneys supplemented the claim with additional medical records and recommendations.

Ultimately, both the Long Term and Short Term Disability claims were approved. Our client received a generous lump-sum for back-pay and now receives monthly benefits. He was impressed with the diligent advocacy from Fields Law, and is relieved to have his monthly income restored.

After working for a number of years as a production supervisor, a man from Ohio started developing depression and anxiety. These ailments affected his ability to perform so he left work and filed a claim for Short Term and Long Term Disability benefits. He received benefits for a few months, and then was denied continuing benefits when he was informed his conditions were not severe enough to support an inability to work. To compound the issue, he suffered a very serious injury while out on medical leave. The insurer concluded that the injury should not be considered because it occurred after he was determined to be able to return to work under the policy.

Fields Law took on his case and collected medical records and secured a supportive report from the treating doctor. Our attorneys submitted the medical records and reports to the insurance company along with a memorandum outlining our client’s legal rights under the statute governing the policy. After a brief review, the insurer reversed the decision to deny benefits and started paying our client’s Short Term and Long Term Disability claims.