Short & Long Term Disability Cases We’ve Won for Our Clients in North Carolina

A man working as a mixer driver for a concrete company became disabled from doing this job due to chronic back and bilateral knee pain. His diabetes, hypertension, and sleep apnea also contributed to his disability. The insurance company initially paid him Long Term Disability benefits. However, AIG abruptly discontinued his benefits based on an Employability Assessment it conducted, which stated that our client could perform gainful employment based on his lack of restrictions and limitations, as well as his education, transferable skills, work history and residual capacity.

The disabled worker sought out Fields Law Firm for assistance in his appeal. Our team was able to spot critical errors made by AIG when it discontinued our client’s benefits. In preparing the Employability Assessment, the insurance company had based the analysis of his workability on a misleading report from a doctor. This doctor had released our client to work with no restrictions, but he only based his decision on the resolution of a temporary shoulder injury our client suffered from. The doctor did not consider our client’s disabling conditions, for which he was approved for benefits in the first place.

The Fields Law attorneys prepared a strong appeal exposing the insurance company’s mistakes, leaving AIG no choice but to reverse its decision and reinstate our client’s Long Term Disability benefits.

A Medical Support Specialist stopped working due to cervical myofascial pain syndrome, migraines, carpal tunnel syndrome, restless leg syndrome, and major depressive disorder. She applied for benefits through her employer-provided group Long Term Disability policy and was initially approved. However, by an impersonal letter, Liberty Mutual terminated her Long Term Disability benefits because they had decided she did not meet the definition of Disabled.

Upset by the sudden loss of income, she turned to the attorneys at Fields Law to appeal this decision. Our attorneys compiled all of her medical records, obtained favorable reports from her treating doctors, and submitted a comprehensive appeal. After receiving the appeal, Liberty Mutual made a decision to overturn its prior termination of benefits within weeks of receiving the appeal. Our client was astonished at the quick results, and was happy about the outcome and restored source of income, all thanks to making a call to the attorneys at Fields Law Firm.

A customer service representative stopped working due to emotional instability associated with bipolar disorder. His Long Term Disability insurer denied his claim from the outset, stating that his medical records failed to show he was unable to return to work. After learning this unfortunate news, he found Fields Law through an online search and reached out for help. After reviewing his case, we determined his benefits were wrongly denied and started to work on an appeal. We researched relevant legal grounds for the appeal, assembled updated medical records, and requested a detailed report from our client’s treating provider. The appeal was submitted early, and after a brief review, Metlife reversed its decision to deny benefits and started paying our client’s claim. With his financial security restored, our client was able to afford his living expenses and continue to treat with his care team.