Short & Long Term Disability Cases We’ve Won for Our Clients in North Carolina
Fields Law Firm successfully recovers millions of dollars each year for our disabled clients throughout the United States. Our Long Term Disability experience is matched by very few other law firms in the country and has earned us a national reputation.
Here are just a few examples of our Long Term Disability appeal and lawsuit case wins in North Carolina.
Karmel – Nurse – Goldsboro, North Carolina
Degenerative Disc Disease, Migraines, Spondylosis, Radiculopathy, Fibromyalgia, Chronic Neck Pain, Sleep Impairment
A nurse from North Carolina came to the Fields Law team seeking help through her appeals process after her insurer discontinued her Long Term Disability benefits. She suffered from chronic migraines, chronic neck pain, degenerative disc disease, sleep impairment, and fibromyalgia. As a nurse, these symptoms made it impossible to work. Our client’s doctors were supportive of her disability and her outright inability to work in her condition. Our attorneys pointed to details in her medical records that supported this conclusion in our first appeal. Lincoln Financial somehow could not accept the obvious and noted in its denial letter that the medical evidence did not support disability.
Our client was frustrated and confused, but our team did not give up. Our attorneys gathered multiple reports from our client’s treating physicians to support her second appeal. We also acknowledged that our client had been awarded Social Security Disability benefits, pointing out that her Long Term Disability insurance carrier seemed to be the only one that did not support her disability. Lincoln Financial finally approved our client’s Long Term Disability benefits following the second appeal. Our client was so happy with her results and the work the Fields Law team performed on her case.
Teresa – District Manager – Greensboro, North Carolina
Chronic Neck Pain, Back Pain, Shoulder Pain, Depression, Anxiety
A District Manager in North Carolina worked for several years before she became disabled due to widespread chronic pain and depression. She applied for and Long Term Disability benefits and received payment for three years. She was denied when the definition of disability changed from the Own Occupation standard to the Any Occupation standard.
She found Fields Law online, and retained us to challenge the wrongful denial. Our attorneys ordered updated medical information from our client’s treating providers. After receiving medical information and analyzing the claim file received from Mutual of Omaha, we submitted an appeal strongly supporting our client’s entitlement to past and future benefits. After a short review, Mutual of Omaha agreed to reinstated her benefits.
Lisa – Retail Plumbing Specialist – Moyock, North Carolina
Chronic Back Pain, Neck Pain
A plumbing specialist at Lowes realized that, due to chronic neck and back pain, she could no longer work. She applied for Long Term Disability benefits and was approved. She received benefits for roughly six months until the insurer cut her off. CIGNA stated that the medical evidence available did not support functional impairment that would prevent her from working.
Frustrated and scared, she found the attorneys at Fields Law Firm. The attorneys at Fields Law knew exactly what to do. We requested all of her medical records and also requested reports from her treating doctors supporting her disability. With all this information, our attorneys drafted a winning appeal. Upon review, CIGNA reversed their decision and reinstated our client’s monthly benefits.
