Short & Long Term Disability Cases We’ve Won for Our Clients in North Carolina
Fields Law Firm successfully recovers millions of dollars each year for our disabled clients throughout the United States. Our Long Term Disability experience is matched by very few other law firms in the country and has earned us a national reputation.
Here are just a few examples of our Long Term Disability appeal and lawsuit case wins in North Carolina.
Tracy – Management Trainee at Rental Car Business – Charlotte, North Carolina
Fibromyalgia, Multiple Sclerosis, Depression, Hypertension, Migraines, Myelitis-Idiopathic Transverse
A manager from North Carolina had been diagnosed with Fibromyalgia and Multiple Sclerosis. Her job at a rental car business required her to drive the rental cars and work overtime. She was forced to stop working because she could only work six hours a day and was prescribed medications that would prohibit her from operating a moving vehicle. She initially received Long Term Disability benefits from her insurer, but after a few months she was sent a letter explaining that benefits would stop because she no longer met their definition of “disabled.” The mother of twins was upset at her sudden loss of income, so she contacted Fields Law Firm for help.
The attorneys at Fields Law contacted our client’s doctors to compile reports of all of her symptoms and treatments and also hired their own vocational expert to review the case and issue a report. Her attorneys filed an appeal, and the insurer reversed its denial decision and reinstated her Long Term Disability benefits. The attorneys were able to get a lump-sum for all the missed payments our client was rightfully entitled to.
Mataisha – Collections Representative – Raeford, North Carolina
Diabetes, Scoliosis
A collections representative from North Carolina suffered from Type 1 Diabetes since childhood. After being hospitalized with severe pain and neuropathy, she was unable to return to work. Her insurer granted her Long Term Disability benefits for fifteen months. Then, the payments abruptly stopped. The collections representative found out she was denied when she called her insurer to ask what happened to her direct deposit payments.
Angry that the insurance company stopped her benefits with no notice, she called Fields Law Firm for help with an appeal. Our attorneys immediately contacted the insurer to request a copy of the claim file, and found that her functional capacity test had been completely ignored. That particular test showed our client’s symptoms were too severe for her to continue work. Our attorneys compiled updated medical records and submitted an appeal to her insurer. After a brief review, the insurance company reversed course and reinstated benefits. Our client was pleased with the professional advocacy she received from the Fields Law team, and was happy to have her income restored.
Patrick – Restaurant Manager – Charlotte, North Carolina
Type II Diabetes, Diabetic Neuropathy
A restaurant manager became disabled after developing severe diabetic neuropathy in his feet. The numbness and pain kept him from being on his feet for extended periods of time. He was unable to work because his fast-paced job as a restaurant manager required constant standing and walking. He filed a claim for Short Term Disability benefits and the insurance company paid benefits for a few weeks, agreeing he was unable to perform the duties of his medium-duty occupation. Without warning, Principal denied benefits because they believed he could return to work.
He decided to hire Fields Law to help him appeal the denial decision. Our attorneys updated our client’s medical records and secured disability paperwork from our client’s treating physicians describing his neuropathic pain and limitations. The appeal was submitted with legal arguments regarding Principal’s duty to consider all of the evidence and provide a full and fair review. Shortly after the appeal was submitted, Principal overturned the denial and paid all outstanding benefits. Our client was also subsequently approved for Long Term Disability due to the Short Term Disability appeal.
