Short & Long Term Disability Cases We’ve Won for Our Clients Against New York Life

A Business Analyst from Illinois was diagnosed with kidney disease. He was already recovering from heart failure and had a list of complicating conditions that caused dizziness, fainting, and chest pain. The kidney failure was the last straw. He was forced to stop working and applied for Long Term Disability benefits. He received monthly benefits from his insurance company through his work for about a year. After a year, New York Life stopped paying because they said he could return to work.

He was frustrated with New York Life for ignoring his condition, and concerned about his lost income. He called Fields Law Firm for help. Our team obtained the claim file from New York Life and found that they overlooked key records from our client’s treating providers. Fields Law attorneys drafted a strong appeal to New York Life based on hundreds of pages of updated evidence. They changed their decision, and our client received a lump-sum payment for back-pay and ongoing monthly benefits. He is happy to be done fighting New York Life and pleased with the representation from Fields Law.

Due to chronic heart disease and cardiovascular issues, a mechanical support technician from Illinois was forced to stop working. He applied for Long Term Disability benefits through his employee benefits program and was approved. He received monthly benefits for almost five years, but then New York Life suddenly stopped paying him. The insurer said they found jobs that he could perform, so he no longer fit their definition of disabled.

He called Fields Law for help and our team gathered medical records from all of his doctors. Our attorneys reviewed the claim file for any evidence that New York Life missed. When the evidence was strengthened, we submitted an appeal to the insurance company on behalf of our client. New York Life overturned their decision and our client received a lump-sum for backpay and is now receiving ongoing monthly benefits. He is happy to have his income restored and was pleased with the professional advocacy by Fields Law.

The Fields Law team was retained by a man working as a Superintendent in Georgia. He appealed the denial of Long Term Disability benefits and got denied again. He had grown frustrated with the process and what his insurance company was telling him. Our client suffered from severe dizziness and cognitive impairments that prevented him from doing his work on construction sites. Because the insurance company found no objective or quantifiable testing that documented support for significant, ongoing, physical functional impairment in his initial appeal, it denied Long Term Disability benefits. Our client could not figure out why the insurance company could not see his apparent disability.

Our attorneys sifted through our client’s medical records to find evidence supporting his disability. In the second appeal, our attorneys pointed to medical notes that documented exam findings positive for severe dizziness, balance deficits, fatigue, constant tinnitus, and cognitive deficits. There were even doctor recommendations that he not drive for more than 30 minutes at a time and that it was not safe for our client to be around construction sites, which is an essential part of his occupation. After revealing all of this evidence to the insurance company, they had no choice but to approve benefits on appeal. Our client was very grateful for the work that Fields Law put into his case.