Short & Long Term Disability Cases We’ve Won for Our Clients in Montana
Fields Law Firm successfully recovers millions of dollars each year for our disabled clients throughout the United States. Our Long Term Disability experience is matched by very few other law firms in the country and has earned us a national reputation.
Here are just a few examples of our Long Term Disability appeal and lawsuit case wins in Montana.
Shannon – Store Manager – Butte, Montana
Cushing’s Disease, Asthma
A store manager for a large national retailer in Montana developed severe respiratory difficulties and Cushing’s disease. Shortly after, she filed a claim for Long Term Disability benefits. She received benefits for approximately one year, when the insurance company suddenly said her condition had improved enough to allow her to return to work at a number of desk jobs.
She submitted an appeal, but during the review process she became increasingly skeptical that Liberty Mutual wasn’t handling the claim fairly. She found Fields Law Firm and our attorneys collaborated with her to quickly collect medical records and narrative reports. After reviewing the medical records, our attorneys referred our client to a functional capacity evaluation. Just a few weeks after she hired Fields Law, our attorneys submitted the medical records, report, and evaluation to the insurance company along with a memorandum outlining our client’s legal rights under the statute governing the policy. After a brief review, Libtery Mutual reversed its decision started paying our client’s claim.
James – Field Specialist – Great Falls, Montana
Chronic Knee Pain, Chronic Low Back Pain
A field specialist for an oil company in the oil fields in North Dakota suffered an injury to his knee which prevented him from continuing to working. He later developed chronic and severe back pain due which resulted from his knee injury. Due to a combination of these impairments he was no longer capable of working in any capacity because of his chronic and debilitating pain. He applied for Long Term Disability benefits and was initially approved. New York Life later denied his benefits, but after retaining Fields Law to submit an appeal, the denial was overturned, and benefits were reinstated.
When New York Life denied his benefits a second time, he reached out to Fields Law once again. Our attorneys were able to put together a compelling appeal which articulated why the insurer’s denial was improper. The appeal also included updated medical information which outlined the symptoms that our client dealt with on a daily basis and as well as MRI scans showing his physical impairments. On review, New York Life overturned their denial, made payment to our client of benefits that were past due, and resumed paying his benefits on a monthly basis.