Short & Long Term Disability Cases We’ve Won for Our Clients in Missouri

A Psychiatric Technician from Missouri was unable to work due to her disabilities of osteoarthritis of the knees, chronic low back pain, chronic pain syndrome, and rheumatoid arthritis. Because of her inability to work, she applied for Long Term Disability benefits, which the insurance company accepted and began paying. However, the insurer later wrote to advise her that she was not eligible for benefits any longer. They believed she was no longer disabled from performing any gainful occupation. Evidently, the insurance company had conducted a Transferable Skills Analysis and determined that this Psychiatric Technician would be capable of performing the material duties of a Cardiac Monitor Technician, Customer Complaint Clerk, or Office Supervisor. Upset with the termination of benefits, she contacted the attorneys at Fields Law Firm.

The attorneys at Fields Law collected all of her medical records, received opinions from her treating doctors, and filed an appeal in response to the insurer’s decision to terminate benefits. After a review of the appeal, the insurance company still believed she would be capable of performing the material duties of a Cardiac Monitor Technician, Customer Complaint Clerk, or Office Supervisor. Our team filed a second appeal in response to the insurer’s determination to terminate benefits, which was again denied. The Fields Law attorneys immediately filed a lawsuit against the insurer in federal court to fight for our client. During preparation for trial, our attorneys were able to negotiate a generous lump-sum settlement for our client.

A Lead Logistics Manager in transportation stopped working due to chronic pain syndrome, fibromyalgia lumbago and insomnia. The Long Term Disability insurance company terminated her benefits in an impersonal letter after the benefits had run for almost seven years. The insurer’s denial letter determined she was not eligible for benefits because it deemed her able perform fulltime sedentary level work. This determination came as a surprise because her conditions and symptoms had not changed.

Upset at her sudden loss of income, she called Fields Law Firm for help appealing the decision. Our attorneys immediately filed a lawsuit against the insurer in federal court to fight for our client. During preparation for trial, Fields Law attorneys were able to negotiate a generous lump-sum settlement for our client. She was happy with the resolution of her case and the settlement check.

A Fleet Maintenance Manager for a food trucking company developed a rare chemical sensitivity disorder in which in the presence of chemical odors, he would become nauseous and begin getting severe headaches and nasal burning. Unable to continue working in a maintenance shop, he applied for disability benefits from his insurance carrier. The insurer approved his benefits and allowed them to run for about year before they served a termination notice.

He appealed their decision on his own, but the insurer maintained their denial. Out of administrative appeals, and not knowing what to do next, he retained Fields Law Firm to pursue his benefits. The Fields Law attorneys requested his file from the insurer and reviewed the thousands of existing pages in the administrative records. The Fields Law team identified several errors the insurer made in their decision and filed a lawsuit against them in federal court. After several months of procedural moves, the insurer was forced to the bargaining table where the Fields Law attorneys were able to negotiate a settlement on behalf of our client.