Short & Long Term Disability Cases We’ve Won for Our Clients in Minnesota
Fields Law Firm successfully recovers millions of dollars each year for our disabled clients throughout the United States. Our Long Term Disability experience is matched by very few other law firms in the country and has earned us a national reputation.
Here are just a few examples of our Long Term Disability appeal and lawsuit case wins in Minnesota.
Angela – Classroom Teacher – Minneapolis, Minnesota
Head Injury
A Minnesota employee had worked as Classroom Teacher for a public school before becoming disabled after suffering a head injury following a motor vehicle accident. By an impersonal letter, her Long Term Disability insurance carrier notified this teacher that her disability benefits were denied because she no longer met the definition of disability. Voya claimed that there was no medical evidence to support her inability to perform the Material and Substantial duties of her Regular Occupation.
Upset at her sudden loss of income, she called Fields Law for help appealing Voya’s decision. The attorneys at Fields Law contacted our client’s doctors to compile reports of all of her symptoms and treatments, as well as narrative reports. After submitting her appeal, Voya reversed its previous decision and issued a check for the months it failed to pay this teacher.
Tim – Teacher – Eagan, Minnesota
Generalized Anxiety Disorder, Depression, Obsessive Compulsive Disorder
A teacher from Minnesota suffered from Generalized Anxiety Disorder, Depression, and Obsessive-Compulsive Disorder. His treating doctors recommended he stop working due to his severe conditions. He applied for Long Term Disability benefits through his employer’s plan. Unfortunately, Madison National denied his claim based on a lack of objective findings substantiating his limitations and restrictions.
After some research, he turned to Fields Law for help. Our attorneys put together an appeal outlining the substantial medical evidence that was selectively cited, misstated, and ignored during the initial claim determination. Additionally, we received narrative reports from our client’s treating doctors, establishing the basis for their opinions and the limitations they assessed for our client. After receiving our appeal, Madison National reversed its decision and paid our client his backpay.
Tammy – Loan Documentation Specialist – Brooklyn Park, Minnesota
Severe Anxiety
A Minnesota woman had worked for a large nationwide bank as a loan documentation specialist, a sedentary position that was clerical in nature. However, she was forced to stop working as a result of her severe anxiety. She had applied for and been granted Short Term Disability benefits from the insurance company. But just three months later, the payments stopped without warning. The insurance company claimed to have had her medical records “peer reviewed” by a physician who had never even met her, and even had the audacity to call the severity of her conditions into question.
She wanted to appeal the insurance company’s decision, but needed professional expertise. She went straight to Fields Law, and our qualified experts analyzed her case and began writing her appeal. Our attorneys argued that the insurer had erred in relying on the opinions of the independent doctor and ignored substantial medical evidence in our client’s claim. Further, we highlighted the records which best demonstrated the severity of our client’s condition. Faced with our arguments, the insurance company returned a decision within a month overturning their previous denial and reinstated our client’s benefits.
