Short & Long Term Disability Cases We’ve Won for Our Clients Against MetLife

A Medical Receptionist from New York was forced to stop working as a result of vertigo, headaches, cervicalgia, radiculopathy-cervical region, spondylosis-cervical region, cervical disc displacement, low back pain, and radiculopathy of lumbar region. The team at Fields Law Firm obtained medical records from her orthopedic doctor for her spinal conditions that demonstrated our client had reduced abilities to lift, bend, drive a motor vehicle, standing and even sitting due to the combination of her impairments. Our attorneys worked with her primary care physician and other specialists to obtain medical records from one year before she had stopped working when she had undergone a craniotomy.

Although this procedure did not result in our client’s disability, the surgery had longstanding effects relative to our client’s cognitive functioning, which prevented her from being able to perform her own occupation as a medical receptionist. The team at Fields Law Firm meticulously combed through Metlife’s administrative record and identified the holes in their denial decision where they had purposefully cherry picked the medical record to support their decision. Also, it was discovered that even the adverse peer review commissioned by Metlife was ignored. Shortly after receiving our client’s strong appeal, Metlife reversed their earlier denial and reinstated our client’s Long Term Disability benefits. With this source of income and her health insurance reinstated, our client is now able to continue treating in order to improve her quality of life.

A young woman in New Mexico suffered from a number of issues including Rheumatoid Arthritis, Fibromyalgia, and chronic fatigue. Due to her condition, she was unable to continue working in her job as a Service Center Representative at a local hospital, and was awarded Long Term Disability benefits by her insurer. Nearly two years later, her insurer cut off her benefits claiming that she was no longer disabled under her policy. Metlife claimed after reviewing her medical records that she had the ability to work in her own occupation.

Unsure of how to fight Metlife and unsure of a future with limited education and work prospects, she reached out to Fields Law Firm for help. The attorneys at Fields Law went to work updating our client’s medical records to submit to the insurance company. We then argued thatMetlife had made critical mistakes in their determination of our client’s case. Upon review, Metlife partially reversed their decision and agreed that she had been disabled for a closed period of time but denied that she was disabled going forward.

The attorneys at Fields Law began compiling all of the necessary records and reports from doctors necessary. They then drafted a winning appeal which led to Metlife overturn their denial and admit that she continued to be disabled. Our client was overjoyed that she was able to succeed in her claim and felt peace of mind knowing that her livelihood was returned.

A customer service representative stopped working due to emotional instability associated with bipolar disorder. His Long Term Disability insurer denied his claim from the outset, stating that his medical records failed to show he was unable to return to work. After learning this unfortunate news, he found Fields Law through an online search and reached out for help. After reviewing his case, we determined his benefits were wrongly denied and started to work on an appeal. We researched relevant legal grounds for the appeal, assembled updated medical records, and requested a detailed report from our client’s treating provider. The appeal was submitted early, and after a brief review, Metlife reversed its decision to deny benefits and started paying our client’s claim. With his financial security restored, our client was able to afford his living expenses and continue to treat with his care team.