Short & Long Term Disability Cases We’ve Won for Our Clients Against Lincoln Financial
Fields Law Firm successfully recovers millions of dollars each year for our disabled clients throughout the United States. Our Long Term Disability experience is matched by very few other law firms in the country and has earned us a national reputation.
Here are just a few examples of our Long Term Disability appeal case wins against Lincoln Financial.
Jenifer – Administrative Clerk – Springfield, Illinois
Multiple Sclerosis
An administrative clerk from Illinois had been suffering from multiple sclerosis for many years. Because of her MS, she was forced to leave work, and was approved for both Long Term Disability benefits and a progressive income benefit by her policy’s insurer. After nearly two years of receiving benefits, Lincoln Financial terminated her progressive income benefit. They claimed she was capable of performing all of her Activities of Daily Living, despite none of her physicians agreeing with them. She quickly retained Fields Law to fight for her rights.
The Fields Law attorneys got in contact with her physicians, but despite their disagreement with the insurer, none of them were willing to get involved in the disability process. Our attorneys coordinated with our client to establish care with new doctors who were willing to fight for our client’s benefits. The Fields Law attorneys got the letters of support from the new doctors and put together an appeal of Lincoln Financial’s denial decision. The insurance company considered the appeal and conducted numerous peer review analyses of our client’s case. However, each time Lincoln Financial sent the Fields Law team a biased report, based on information provided by their own in-house doctors. Our attorneys were able to coordinate with our client’s new care team and counter the assertions. Faced with no other option, Lincoln Financial was forced to eventually approve the appeal and reinstate our client’s benefits.
Jayward – Inside Sales Manager – Alpharetta, Georgia
Unspecified Respiratory Illness
An Inside Sales Manager from Georgia gradually developed a mysterious and poorly diagnosed respiratory illness. Unable to continue working, he applied for Long Term Disability benefits from his insurer. Unfortunately, he was denied on his application. Needing help to appeal Lincoln Financial’s decision, he signed up with Fields Law.
The team of Fields Law attorneys began by requesting updated medical records from his providers and writing to his physicians, asking for their support. We then drafted a strong appeal, arguing Lincoln Financial’s denial was not supported by the medical evidence and that they failed to accurately understand his conditions. Lincoln Financial approved the Fields Law team’s arguments, overturning their prior denial. Our client soon received a check in the mail for his back benefits and ongoing benefits were reinstated.
Martin – Mechanic – Davie, Florida
Meniscus Tear, Knee Pain, Knee Replacement
A Florida Mechanic experienced chronic pain after having knee replacement surgery on both knees. His work required moving, stooping, and lifting, and his condition eventually became too severe for him to continue working. He was initially approved for Long Term Disability benefits. But suddenly, after receiving more than five years of monthly benefits, Lincoln Financial sent him a letter indicating he no longer met their definition of disabled and monthly benefits would stop.
Shocked at the sudden loss of income, he contacted Fields Law Firm for help. The attorneys at Fields Law contacted our client’s treating physicians, and ordered an independent vocational report to illustrate the serious nature of our client’s condition. Fields Law Firm submitted a strong appeal to the insurer and kept our client updated every step of the way. Ultimately, Lincoln Financial overturned their original decision. Our client received a lump-sum benefit for back-pay and had his monthly benefits reinstated.
