Short & Long Term Disability Cases We’ve Won for Our Clients Against Lincoln Financial
Fields Law Firm successfully recovers millions of dollars each year for our disabled clients throughout the United States. Our Long Term Disability experience is matched by very few other law firms in the country and has earned us a national reputation.
Here are just a few examples of our Long Term Disability appeal case wins against Lincoln Financial.
Karmel – Nurse – Goldsboro, North Carolina
Degenerative Disc Disease, Migraines, Spondylosis, Radiculopathy, Fibromyalgia, Chronic Neck Pain, Sleep Impairment
A nurse from North Carolina came to the Fields Law team seeking help through her appeals process after her insurer discontinued her Long Term Disability benefits. She suffered from chronic migraines, chronic neck pain, degenerative disc disease, sleep impairment, and fibromyalgia. As a nurse, these symptoms made it impossible to work. Our client’s doctors were supportive of her disability and her outright inability to work in her condition. Our attorneys pointed to details in her medical records that supported this conclusion in our first appeal. Lincoln Financial somehow could not accept the obvious and noted in its denial letter that the medical evidence did not support disability.
Our client was frustrated and confused, but our team did not give up. Our attorneys gathered multiple reports from our client’s treating physicians to support her second appeal. We also acknowledged that our client had been awarded Social Security Disability benefits, pointing out that her Long Term Disability insurance carrier seemed to be the only one that did not support her disability. Lincoln Financial finally approved our client’s Long Term Disability benefits following the second appeal. Our client was so happy with her results and the work the Fields Law team performed on her case.
Chuck – Maintenance Supervisor – Perryville, Missouri
Memory Loss, Hand Tremors, Balance Issues, Heart Condition
A maintenance supervisor began losing his memory and having balance issues after a minor heart attack. His job was overseeing airplane maintenance, and it required lots of lifting, decision-making, and attention to detail. The severity of his symptoms made work impossible. He applied for Short Term Disability benefits through his employer and was denied by the insurance company.
Worried about his lost income, he contacted Fields Law Firm for assistance. Our attorneys gathered the entire claim file from the insurer and medical records from six different doctors to build a strong case for our client. Lincoln Financial used the opinion of one doctor over all the others, and did not fully consider our client’s health problems. Armed with strong evidence, the Fields Law attorneys sent a strong appeal to Lincoln Financial. The decision was reversed and our client received a lump sum check for back pay. He was so pleased with the professional advocacy that Fields Law provided, he hired our office for assistance with an application for Long Term benefits.
Lisa – Nurse Practitioner – Springfield, Missouri
Fibromyalgia, Bilateral Knee Pain, Chronic Fatigue Syndrome
Prior to developing chronic pain syndrome, fibromyalgia, and degenerative arthritis in her knees, a happy and healthy Nurse Practitioner served as an Air Force Officer for twenty years. She enjoyed hiking, nature, travel, cooking, theater, and dance. However, as her health difficulties progressed, she was unable to continue to provide the excellent standard of care her patients were accustomed to. Moreover, she began to worry about the safety of her patients given her profound fatigue, malaise, chronic pain, and tearfulness. She left work at the advice of her treating doctors and submitted a claim to her Long Term Disability insurance company. Lincoln Financial initially approved benefits and paid her for a little over a year. However, it denied benefits based on the medical review of an independent doctor.
She found Fields Law after searching for help online. Our attorneys secured the claim file from Lincoln Financial and determined the medical evidence that was needed to overturn the denial. After securing reports from our client’s doctors, the appeal was submitted for the insurer’s review. Shortly thereafter, Lincoln Financial reinstated the claim and paid our client her benefits.
