Short & Long Term Disability Cases We’ve Won for Our Clients Against Lincoln Financial

An insurance recovery specialist from North Carolina was diagnosed with osteoarthritis and possible Complex Regional Pain Syndrome. She attempted to continue working, but constant sitting and typing exacerbated her symptoms and she was forced to stop working. Her insurer through her work refused to even pay Short Term Disability benefits because they said she could return to work.

Shocked by the Lincoln Financial’s decision, she called Fields Law Firm for help. Our team contacted our client’s doctors and obtained updated medical records to ensure we had all the available evidence. The Fields Law attorneys scoured the records and discovered Lincoln Financial discounted important records from our client’s doctors. We drafted a strong appeal, attaching the records to point out the insurance company’s error, and including the legal arguments supporting our position. Lincoln Financial overturned their previous decision, and our client received a lump-sum check for back-pay and is now receiving ongoing monthly benefits. She was pleased with the hard work by the Fields Law team and is happy to be done fighting her insurance company.

A nurse from North Carolina came to the Fields Law team seeking help through her appeals process after her insurer discontinued her Long Term Disability benefits. She suffered from chronic migraines, chronic neck pain, degenerative disc disease, sleep impairment, and fibromyalgia. As a nurse, these symptoms made it impossible to work. Our client’s doctors were supportive of her disability and her outright inability to work in her condition. Our attorneys pointed to details in her medical records that supported this conclusion in our first appeal. Lincoln Financial somehow could not accept the obvious and noted in its denial letter that the medical evidence did not support disability.

Our client was frustrated and confused, but our team did not give up. Our attorneys gathered multiple reports from our client’s treating physicians to support her second appeal. We also acknowledged that our client had been awarded Social Security Disability benefits, pointing out that her Long Term Disability insurance carrier seemed to be the only one that did not support her disability. Lincoln Financial finally approved our client’s Long Term Disability benefits following the second appeal. Our client was so happy with her results and the work the Fields Law team performed on her case.

A maintenance supervisor began losing his memory and having balance issues after a minor heart attack. His job was overseeing airplane maintenance, and it required lots of lifting, decision-making, and attention to detail. The severity of his symptoms made work impossible. He applied for Short Term Disability benefits through his employer and was denied by the insurance company.

Worried about his lost income, he contacted Fields Law Firm for assistance. Our attorneys gathered the entire claim file from the insurer and medical records from six different doctors to build a strong case for our client. Lincoln Financial used the opinion of one doctor over all the others, and did not fully consider our client’s health problems. Armed with strong evidence, the Fields Law attorneys sent a strong appeal to Lincoln Financial. The decision was reversed and our client received a lump sum check for back pay. He was so pleased with the professional advocacy that Fields Law provided, he hired our office for assistance with an application for Long Term benefits.