Short & Long Term Disability Cases We’ve Won for Our Clients Against Lincoln Financial
Fields Law Firm successfully recovers millions of dollars each year for our disabled clients throughout the United States. Our Long Term Disability experience is matched by very few other law firms in the country and has earned us a national reputation.
Here are just a few examples of our Long Term Disability appeal case wins against Lincoln Financial.
Mary – Academic Adviser – Draper, Utah
PTSD, Anxiety
An Academic Adviser from Draper, Utah began experiencing intense bouts of anxiety and PTSD after she was sexually assaulted. She became so fatigued and anxious from her constant mental health struggles that she could no longer concentrate at work. She applied for Long Term Disability benefits through her insurance company at work and was approved, but after a few months the insurer stopped paying and said she could return to work.
Worried about her lost income and still experiencing serve symptoms of her trauma, she called Fields Law for help. Our team requested the full claim file from Lincoln Financial and our attorneys scoured the record for places where they had made legal or factual errors. Our attorneys drafted a strong appeal to Lincoln Financial based on updated medical records, expert testimony, and strong legal research. Lincoln Financail changed their mind and overturned the decision and our client received a lump-sum check for back pay and ongoing monthly benefits.
Linda – Medical Secretary – Humble, Texas
Multiple Fractures Including Radius, Scapula, Tibial Plateau, Clavicle, Ribs, Tibia, and Cerebral Hemorrhage
A Medical Secretary from Texas was forced to stop working as a result of multiple fractures sustained in a pedestrian/motor vehicle accident. She suffered multiple fractures including radius, scapula, tibial plateau, clavicle, ribs, tibia, as well as a cerebral hemorrhage. Two years after the accident, some of her tibial fractures remained unhealed. Nonetheless, the insurance company terminated her benefits after twenty four months alleging she could return to her previous occupation as a Medical Secretary.
She reached out to the team at Fields Law Firm to assist with her appeal of the insurance company’s decision to terminate benefits. Our attorneys worked with her primary care physician and pain management doctor to obtain supportive narrative reports addressing the physical restrictions and limitations that would not allow her to perform any occupation with the required persistence and pace needed for full-time employment. In addition, our attorneys obtained updated medical records and put together a strong appeal that demanded Lincoln Financial provide a full and fair review of her claim.
In particular, Fields Law attorneys combed through the insurance company’s administrative record and found the initial medical record review performed by one of Lincoln Financial’s own medical staff that stated our client would not be able to return to work and that a buyout of her claim should be considered. When Lincoln Financial received the appeal, along with supporting medical records and narrative reports, they had no choice but to reverse its previous denial and reinstate our client’s Long Term Disability benefits.
Renee – Ultrasound Technician – Katy, Texas
Depression,Severe Anxiety, PTSD, Venous Insufficiency, Status Post Right Knee Arthroplasty, Osteoarthritis of the Hands, Mood Disorder, GERD
Depression,Severe Anxiety, PTSD, Venous Insufficiency, Status Post Right Knee Arthroplasty, Osteoarthritis of the Hands, Mood Disorder, GERD
An ultrasound technician stopped working due to severe anxiety, depression, and PTSD. She applied for Short Term Disability benefits which she was approved for and was still receiving when her doctor advised she would have to undergo a knee replacement. The insurance company notified her that her Long Term Disability benefits would not be approved for her mental health conditions but would be approved for her knee surgery with an important caveat. Her Long Term Disability benefits would not begin until she satisfied her 180 day elimination period at which time she would have already recovered from her knee surgery.
Realizing she needed help, she reached out to the Fields Law team to help get her Long Term Disability benefits approved. The Fields Law attorneys reached out to her treating providers for both mental and physical conditions. Our team worked with our client’s therapist to obtain a detailed narrative outlining all of the significant events in our client’s life that contributed to her disabling mental health conditions.
Our attorneys prepared a lengthy appeal supported by numerous medical records and strong narrative reports from her treating providers and submitted to the insurer. Not only did we make sure our client’s benefits would commence at the end of the elimination period, but we also got Lincoln Financial to overturn their mental health denial and award our client an additional four months of benefits she had been denied. Our client was thankful that our attorneys got Lincoln Financial to acknowledge she was disabled due to both her mental and physical conditions.
