Short & Long Term Disability Cases We’ve Won for Our Clients Liberty Mutual
Fields Law Firm successfully recovers millions of dollars each year for our disabled clients throughout the United States. Our Long Term Disability experience is matched by very few other law firms in the country and has earned us a national reputation.
Here are just a few examples of our Long Term Disability appeal case wins against Liberty Mutual.
Christine – Bank Branch Manager – Jackson, New Jersey
Ulnar Nerve Injury, Complex Regional Pain Syndrome, Muscles Wasting, Radial Ulnar Joint Arthritis
A Bank Branch Manager from New Jersey fell at home and fractured her wrist. The injury did severe damage to her ligaments, nerves, and bones that connect her arm to her hand. As a result, she contracted complex regional pain syndrome and essentially lost all use of her left arm. Her job required carrying heavy coins, counting out teller drawers, and typing, so she was unable to continue working. She received Long Term Disability benefits for over a year, but then the insurance company stopped paying because they said she could return to work.
Her condition had only worsened since her initial application for benefits, so she was confused and angry with Liberty Mutual’s decision. She called Fields Law for help. Our team obtained the claim file from Liberty Mutual and found that they had overlooked key medical documents. The Fields Law attorneys drafted a strong appeal to the insurance company based on updated records and expert opinions. Liberty Mutual changed their decision and our client received a lump-sum check for back-pay and ongoing monthly benefits.
Donald – Technology Executive – Raymond, New Hampshire
Headaches
A technology executive from New Hampshire suffered from debilitating headaches which resulted from a head injury. In addition to the headaches, the medication prescribed to manage the pain caused him to become very drowsy. As a result, he was unable to perform his job. His Long Term Disability insurer denied his benefits claiming that his headaches were a pre-existing condition.
Not knowing what he was supposed to do, he found the attorneys at Fields Law. Our attorneys reviewed all of the records Liberty Mutual had. We also requested updated medical records and obtained a report from his neurologist which highlighted that our client could not work and that the condition was not pre-existing. On appeal, Liberty Mutual reversed their decision and reinstated the payment of monthly benefits. Our client was relieved knowing that he had an income on which to support himself and his family.
Kenya – Medical Support Specialist – Charlotte, North Carolina
Cervical Myofascial Pain Syndrome, Migraines, Carpal Tunnel Syndrome, Restless Leg Syndrome, Major Depressive Disorder
A Medical Support Specialist stopped working due to cervical myofascial pain syndrome, migraines, carpal tunnel syndrome, restless leg syndrome, and major depressive disorder. She applied for benefits through her employer-provided group Long Term Disability policy and was initially approved. However, by an impersonal letter, Liberty Mutual terminated her Long Term Disability benefits because they had decided she did not meet the definition of Disabled.
Upset by the sudden loss of income, she turned to the attorneys at Fields Law to appeal this decision. Our attorneys compiled all of her medical records, obtained favorable reports from her treating doctors, and submitted a comprehensive appeal. After receiving the appeal, Liberty Mutual made a decision to overturn its prior termination of benefits within weeks of receiving the appeal. Our client was astonished at the quick results, and was happy about the outcome and restored source of income, all thanks to making a call to the attorneys at Fields Law Firm.
