Short & Long Term Disability Cases We’ve Won for Our Clients Liberty Mutual
Fields Law Firm successfully recovers millions of dollars each year for our disabled clients throughout the United States. Our Long Term Disability experience is matched by very few other law firms in the country and has earned us a national reputation.
Here are just a few examples of our Long Term Disability appeal case wins against Liberty Mutual.
Rebecca – Shift Supervisor – Johnstown, Pennsylvania
Chronic Migraines
A shift supervisor at a retail store became disabled when her chronic migraines worsened and rendered her almost completely incapacitated. Her insurance carrier paid her claim for just over three months before denying benefits. Liberty Mutual abruptly sent the woman a denial letter stating there was insufficient medical evidence to show she was disabled. She was surprised because she had continued treating with her doctors who all agreed she could not work.
She decided to hired Fields Law to appeal the decision. Our attorneys updated her medical records and requested letters from her doctors describing our client’s severe migraines. Those documents were submitted with factual and legal arguments about Liberty Mutual’s failure to give appropriate weight to the medical records. Liberty Mutual reinstated benefits and paid our client everything she was owed under the terms of the policy. Our client was so pleased with the work done on the appeal that she hired Fields Law to continue monitoring her claim and ensure Libert Mutual treated her fairly.
Suzanne – Professor – Portland, Oregon
Depression, Anxiety, PTSD
An Art Professor in Oregon had struggled with her mental health for years, and eventually needed to leave work to focus on her recovery. She submitted a claim for Long Term Disability benefits, but her claim was denied. The insurance company had one of its doctors review her claim. The doctor, who was on Liberty Mutual’s payroll, stated that the woman was capable of performing her job as an Art Professor.
Unsure what to do, she hired Fields Law Firm for help getting the denial overturned. Our attorneys thoroughly reviewed Liberty Mutual’s claim file and determined several errors were made. The attorneys then secured medical evidence and letters of support from our client’s therapist and doctor. The appeal strongly supported our client’s claim and entitlement to benefits. After a short review, Liberty Mutual agreed to open the claim and pay our client all outstanding benefits
Fred – Scheduling Specialist – Keizer, Oregon
Chronic Low Back Pain, Lumbar Spine Disc Disease, Lumbar Radiculopathy Status Post Lumbar Spinal Surgery
A military veteran originally stopped working as a Scheduling Specialist due to chronic low back pain, lumbar spine disc disease, and lumbar radiculopathy status post lumbar spinal surgery. Since he first reported his disabilities to his employer and insurance carrier, his conditions only worsened and got more complicated.
He exhausted his Short Term Disability benefits, and applied for Long Term Disability benefits, which were approved. However, after receiving Long Term Disability benefits for a brief period, his claim was preemptively terminated. Liberty Mutual alleged that he did not meet the definition of disability because they believed he could perform the Material and Substantial Duties of a Scheduling Specialist. Upset with this termination, and sudden loss of income, the veteran contacted Fields Law Firm for help.
The attorneys at Fields Law contacted all of his doctors, had favorable reports written on his behalf, and submitted an appeal. After a brief period, Liberty Mutual had no other choice but to reverse its prior termination decision, and reinstated benefits immediately. Our client was pleased with the quick turnaround and hard work from the staff at Fields Law.
