Short & Long Term Disability Cases We’ve Won for Our Clients Liberty Mutual
Fields Law Firm successfully recovers millions of dollars each year for our disabled clients throughout the United States. Our Long Term Disability experience is matched by very few other law firms in the country and has earned us a national reputation.
Here are just a few examples of our Long Term Disability appeal case wins against Liberty Mutual.
Richard – Lead Printing Pressman – Hohenwald, Tennessee
Bilateral Osteoarthritis of the Knees, Severe Patellofemoral Arthritis in the Left Knee, Chemical Dependency, Right and Left Total Knee Replacement Surgery, Right Total Knee Arthroplasty Revision Surgery with a Consequential Infection
A Lead Printing Pressman from Tennessee became disabled and filed a claim for Long Term Disability benefits, which was approved. Benefits continued until the insurer sent a letter that stated his benefits were terminated because they believed that the medical information it had was not sufficient proof to determine he meets the definition of disability, as required to receive continued benefits.
He was very upset with the sudden loss of income and contacted the attorneys at Fields Law to help him appeal this adverse decision. The attorneys at Fields Law acquired medical records, functional capacity evaluations, and reports from our client’s treating doctors and submitted an appeal. In response to the appeal, Liberty Mutual decided to reverse its prior decision and approved benefits, but only for a limited period.
Not fully content with this decision, the attorneys at Fields Law filed another appeal requesting all the Long Term Disability benefits be paid continually to the present day, as our client was still unable to work. In response to the second appeal, Liberty Mutual decided to reverse its prior decision and approved all of our client’s Long Term Disability benefits.
Margie – Warehouse Stocker – Batesburg, South Carolina
Neurological Condition from Stroke
A warehouse stocker became disabled after suffering a stroke. Her job required her to climb ladders, perform heavy lifting, and spend almost the entire shift on her feet. Her insurer paid her claim for just over a year before denying benefits. They based the denial on recent treatment notes where the claimant’s treating doctor failed to note any sort of neurological deficits, despite problems with imbalance and prolonged walking.
She then decided to hire Fields Law Firm to appeal the decision. Our attorneys reached out to the medical staff at our client’s primary care clinic and requested a narrative report documenting the severe ongoing neurological issues. This report was submitted with updated medical records and vocational information documenting the heavy duties required at the warehouse stocking job. The appeal was so strong that Liberty Mutual reinstated benefits just a week after receiving the documentation. Our client was able to continue treating for her condition with the financial burden of the denial behind her.
Betsy – Bank Teller – Pittston, Pennsylvania
CRPS
A bank teller from Pennsylvania suffered from Chronic Regional Pain Syndrome. This left her incapacitated by her pain and the side effects from the heavy narcotics used to manage her pain. Liberty Mutual, her Long Term Disability insurer, denied her claim stating that a reviewing doctor concluded that she had the ability to perform the duties of her job.
Clearly unable to work and not sure of how to fight the insurance company, she reached out to Fields Law. Our team of attorneys reviewed the entire file from Liberty Mutual and the report from their doctor. After completing this review, we developed a winning strategy for her appeal. We updated medical records and obtained statements from multiple doctors our client had treated with. With the updated records and reports, we then drafted an appeal which highlighted her condition and how it prevented her from working. Liberty Mutual reversed their decision and reinstated our client’s monthly benefits. Our client was so thankful to get her benefits back.
