Short & Long Term Disability Cases We’ve Won for Our Clients Liberty Mutual
Fields Law Firm successfully recovers millions of dollars each year for our disabled clients throughout the United States. Our Long Term Disability experience is matched by very few other law firms in the country and has earned us a national reputation.
Here are just a few examples of our Long Term Disability appeal case wins against Liberty Mutual.
Glenniece – Customer Service Associate – Macon, Georgia
Chronic Pain Syndrome
A Customer Service Associate at a national retail franchise left work and submitted a disability claim to her insurer due to symptoms later diagnosed as Chronic Pain Syndrome. She received a notice from Liberty Mutual, two months after her claim was supposed to start, stating benefits were denied. She searched for help online and found Fields Law Firm.
Our attorneys requested a copy of her file from Liberty Mutual and analyzed the contents. After review, our attorneys focused on building evidence to overturn the insurer’s claim decision by requesting updated medical records and the input of our client’s treating providers. The medical information was submitted along with arguments that our client’s job duties were more strenuous than Liberty Mutual had stated they were. After review, the appeal was approved and benefits were paid from the start date of the claim, onward.
Amber – Banker – Suwanee, Georgia
Back Pain, Hip Pain, Complications from Hip Replacement, Avascular Necrosis
A Banker from Georgia underwent hip-replacement surgery and experienced severe complications. She had constant pain and ultimately the artificial hip caused an infection. She applied for Long Term Disability through her employer’s insurance plan and received benefits for almost two years. The insurance company stopped paying her benefits however, because they said she could return to work.
Upset at Liberty Mutual and worried about her lost income, she called Fields Law Firm for help. Our team obtained the claim file from the insurance company and found that Liberty Mutual overlooked key records about our client’s surgical complications. The Fields Law attorneys drafted a strong appeal to Liberty Mutual based on the factual and legal errors made by them, and updated expert opinions. Liberty Mutual soon after changed their denial decision. Our client received a lump-sum payment for back-pay and ongoing monthly benefits.
Denise – Bank Teller – Largo, Florida
Torn Rotator Cuff, Arthritis, Herniated Discs, Neck Fusion Complications
A bank teller from Florida was suffering from neck pain after she had a car accident. She underwent neck fusion surgery and her recovery was quite painful. She could no longer sit at a desk for long periods so she was forced to stop working. Her insurance company granted Long Term Disability benefits to supplement her monthly income. Unfortunately, while driving to a doctor’s appointment, another driver rear-ended her car, severely injuring her shoulder. Soon after the accident, she received a letter from Liberty Mutual saying she could return to work and that her benefits were denied.
She contacted Fields Law Firm for help. Our attorneys compiled records from all her treating physicians and ordered updated reports to support her claim. When the evidence was strong enough, we sent an appeal to the insurance company which identified the many errors in their decision. Liberty Mutual overturned their decision and our client received a lump-sum payment for back pay and her monthly income was restored. Fields Law is now monitoring her claim so our firm can help with any future problems with Liberty Mutual.
