Short & Long Term Disability Cases We’ve Won for Our Clients in Kentucky

An IT director who worked for a large, international business, suffered a traumatic brain injury. With an occupation that requires one to think, reason, analyze and articulate significant and highly complex concepts, he could no longer perform any of these functions. Neurocognitive tests were done and demonstrated clearly that he suffered from cognitive impairment. Despite the findings, Metlife denied his application for disability benefits.

Unable to appeal his denial himself, he hired Fields Law Firm. Our attorneys began to obtain all records, and cognitive function tests, as well as supportive reports from our client’s treating doctors. We then filed an appeal, and Metlife reversed the denial, in light of the substantial evidence that had been presented.

A registered nurse from Kentucky originally stopped working due to her diagnosis of stage IV metastatic breast cancer and all the consequential disabilities related to this life-threatening diagnosis. After 24 months of coverage, Prudential terminated benefits as it claimed this registered nurse did not meet their definition of disabled and claimed she could perform a list of occupations.

Upset at her sudden loss of income, she called Fields Law for help appealing the denial decision. The attorneys at Fields Law contacted our client’s doctors to compile reports of all of her symptoms and treatments. After only one appeal, Prudential agreed with the Fields Law attorneys, and reversed their prior determination and administered benefit payments immediately.

An environmental services worker from Kentucky was no longer capable of performing his job duties due to a combination of arthritis in his back and knees as well as a heart condition. His Long Term Disability insurer approved his claim and paid benefits for two years. They later denied the claim stating that they had identified occupations which he could perform.

Frustrated and not ready to give up, he found the attorneys at Fields Law Firm. The attorneys at Fields Law reviewed all of the records Liberty Mutual had and began getting updated records to provide. We also obtained a report from our client’s orthopedist which highlighted that he could not work. The Fields Law team also obtained supplemental support which refuted a report by the insurer’s own doctor which concluded that he could perform other work. On appeal, Liberty Mutual reversed their decision and reinstated the payment of monthly benefits. Our client felt an incredible sense of relief knowing that he had his income returned.