Short & Long Term Disability Cases We’ve Won for Our Clients in Iowa
Fields Law Firm successfully recovers millions of dollars each year for our disabled clients throughout the United States. Our Long Term Disability experience is matched by very few other law firms in the country and has earned us a national reputation.
Here are just a few examples of our Long Term Disability appeal and lawsuit case wins in Iowa.
Eric – Remediation Representative – West Des Moines, Iowa
Low Back Pain, Torn Meniscus
A Remediation Representative from Iowa developed low back pain and tearing his meniscus. He filed a claim for Long Term Disability benefits, as he could no longer work. The insurer denied the claim, stating how it was a pre-existing condition under the policy. However, the insurer failed to consider the meniscus injury that severely affected his mobility. The attorneys at Fields Law filed a lawsuit against the insurer for past and future benefits. After several weeks of negotiations, the insurer agreed to settle the case on favorable terms for our client.
Denise – Retail Assistant Manager – New Albin, Iowa
Hip Pain, Degenerative Disc Disease, Spondylosis
An assistant manager from Iowa had back and hip pain. Her job in a retail store required constant walking, bending, and lifting, so she was forced to stop working. She initially received Long Term Disability benefits, but after a few months she was sent a letter explaining that benefits would stop because she no longer met their definition of disabled.
Upset at her sudden loss of income, she called Fields Law Firm for help appealing the insurer’s decision. The attorneys at Fields Law contacted our client’s doctors to compile reports of all of her symptoms and treatments. The insurance company hired their own independent doctor to review the case and denied the appeal.
Our attorneys filed a lawsuit against the insurance company in federal court to fight for our client. During preparation for trial, the Fields Law attorneys were able to negotiate a generous lump-sum settlement for our client. She was overjoyed with the resolution of her case.
Tracy – Call Center Manager – Sioux City, Iowa
Fibromyalgia
A Call Center Manager in Iowa became disabled after a long struggle with fibromyalgia. Her chronic pain severely limited her ability to work and focus on managing her employees. She applied for disability benefits, but the Long Term Disability carrier was extremely skeptical of her claim. After receiving a denial, she filed three separate appeals on her own. The insurance company denied each and every one, stating the medical information available did not provide a basis for an inability to work.
She hired Fields Law to sue the insurance company. After reviewing the file from the insurance company, our attorneys noted several flaws in the review process. After the suit was filed, our attorneys began negotiating a settlement based on several critical errors in the insurer’s review of the claim. The insurer agreed to pay a substantial financial award to our client, who was extremely pleased with the settlement.
