Short & Long Term Disability Cases We’ve Won for Our Clients in Illlinois

A Business Analyst from Illinois was diagnosed with kidney disease. He was already recovering from heart failure and had a list of complicating conditions that caused dizziness, fainting, and chest pain. The kidney failure was the last straw. He was forced to stop working and applied for Long Term Disability benefits. He received monthly benefits from his insurance company through his work for about a year. After a year, New York Life stopped paying because they said he could return to work.

He was frustrated with New York Life for ignoring his condition, and concerned about his lost income. He called Fields Law Firm for help. Our team obtained the claim file from New York Life and found that they overlooked key records from our client’s treating providers. Fields Law attorneys drafted a strong appeal to New York Life based on hundreds of pages of updated evidence. They changed their decision, and our client received a lump-sum payment for back-pay and ongoing monthly benefits. He is happy to be done fighting New York Life and pleased with the representation from Fields Law.

An assistant manager at a retail store was experiencing serious back pain and her doctor recommended physical therapy and spinal injections to help with the pain. After numerous treatments, her symptoms had not improved. Her job required long shifts and lifting boxes of goods for retail storage and display. She could no longer work due to her painful symptoms, so she applied for Long Term Disability benefits through her insurer. Her claim was denied, however, their denial letter did not address her level of pain at all.

Upset that her insurer was not considering her whole condition, she called Fields Law to assist with an appeal. Our attorneys contacted our client’s doctors to get a complete narrative of symptoms and our client’s pain levels. The attorneys at Fields Law submitted the appeal and, thanks to the strong documentation from our client’s doctors, she was awarded back pay and continuing benefits for one year. She is relieved for the financial peace of mind our attorneys worked to obtain on her behalf.

A Phlebotomist from Illinois began to suffer from the effects of focal dystonia. She had lost the use of her dominant hand. Because of her condition, she was unable to continue working. Her Long Term Disability insurer initially accepted her claim and paid benefits for two years. Her claim was later denied with Liberty Mutual claiming that she had the functional capacity to perform certain occupations.

Scared and not knowing how to fight the insurance company, she reached out to Fields Law. The attorneys at Fields Law began by updating her medical records to provide Liberty Mutual with the full scope of our client’s condition. Once all the necessary records and reports were obtained, we drafted a winning appeal which led Liberty Mutual to overturn their denial and reinstate benefits.