Short & Long Term Disability Cases We’ve Won for Our Clients in Illlinois

A Global Data Manager from Illinois began having severe cognitive issues. His vision waxed and waned, and his short-term memory severely declined. He received multiple diagnoses including possible Multiple Sclerosis and Guillain-Barres Syndrome. His job required managing people and data across the globe and his condition made work impossible. He stopped working and was awarded Long Term Disability benefits through his employee insurance plan. After two years of receiving benefits, Aetna stopped paying, saying that he did not pursue Social Security Disability benefits, so his claim was being denied.

Confused and worried for his livelihood, he contacted Fields Law for help. Our team immediately contacted Aetna for all documentation related to the claim, and our attorneys began drafting an appeal based on an updated neurological report. The strong appeal from our attorneys changed the insurer’s decision and our client received back-pay and ongoing benefits. After the approval, our support team continued to follow up with Aetna until our client received all the benefits he deserved.

An administrative clerk from Illinois had been suffering from multiple sclerosis for many years. Because of her MS, she was forced to leave work, and was approved for both Long Term Disability benefits and a progressive income benefit by her policy’s insurer. After nearly two years of receiving benefits, Lincoln Financial terminated her progressive income benefit. They claimed she was capable of performing all of her Activities of Daily Living, despite none of her physicians agreeing with them. She quickly retained Fields Law to fight for her rights.

The Fields Law attorneys got in contact with her physicians, but despite their disagreement with the insurer, none of them were willing to get involved in the disability process. Our attorneys coordinated with our client to establish care with new doctors who were willing to fight for our client’s benefits. The Fields Law attorneys got the letters of support from the new doctors and put together an appeal of Lincoln Financial’s denial decision. The insurance company considered the appeal and conducted numerous peer review analyses of our client’s case. However, each time Lincoln Financial sent the Fields Law team a biased report, based on information provided by their own in-house doctors. Our attorneys were able to coordinate with our client’s new care team and counter the assertions. Faced with no other option, Lincoln Financial was forced to eventually approve the appeal and reinstate our client’s benefits.

A Chicago man suffered injuries to his left shoulder and both wrists. Due to his condition, he was unable to continue working in his physically demanding job as a Tower Attendant for a telecommunications company. His Long Term Disability insurer, accepted his claim and initially paid benefits. However, he was later cut off for allegedly failing to provide evidence that his disability was ongoing.

Unsure of what to do, he reached out to Fields Law where our attorneys began by updating our client’s medical records to submit to the insurance company. In addition, we provided the insurance company with the results of a Functional Capacity Evaluation that our client had under gone which showed he was disabled. Upon review, the insurance company reversed their decision and reinstated payment of his monthly benefits.