Short & Long Term Disability Cases We’ve Won for Our Clients in Florida

A client service representative from Florida experienced severe indigestion and depression. Her abdominal pain, depression, and anxiety made work very difficult. She had to leave work for treatment numerous times. She was eventually diagnosed with microscopic colitis. Eventually, the symptoms were too severe and she was forced to stop working. She applied for Long Term and Short Term Disability benefits through Liberty Mutual, hoping for some period of relief. Both of her applications were denied.

Frustrated and scared that she would not be able to support her son, she contacted Fields Law Firm to assist with the appeal process for Long Term Disability benefits. The attorneys at Fields Law worked with our client’s doctors to create a strong timeline of our client’s treatment. The appeal was successful in extending benefits for six months. Our client was happy for the financial relief. She is now working with Fields Law on an additional appeal to extend benefits and a Social Security Disability claim.

A Florida customer service representative and cancer survivor had chronic swelling in her legs. Doctors could not pinpoint a diagnosis. The swelling caused pain and discomfort which exacerbated back pain from an old surgery. Her conditions became too severe and she was forced to stop working. Her insurer provided Short Term Disability benefits, but only for about six weeks. After her Short Term Disability benefits were exhausted, she was still unable to return to work and was fired by her employer. Then the insurer denied her application for Long Term Disability.

Anxious that she was quickly running out of money and options, she called Fields Law to help with filing an appeal. The attorneys at Fields Law provided our client with a single point of contact throughout the appeal process and coordinated with her medical providers to compile the best appeal possible. After gathering additional records and reviewing the claim record from her insurance company, our attorneys filed a strong appeal. The insurer ultimately overturned their prior decision, and granted our client back-pay and ongoing Long Term Disability benefits. Our client was relieved that her period of financial instability was over and satisfied with the result.

A Licensed Clinical Social Worker from Florida began suffering from unexplained anaphylactic reactions while at work. The reactions increased in intensity over time. Luckily, she already worked in a hospital, so she could receive appropriate care when she suffered an attack. However, the reactions eventually became too severe, and she was forced to leave work. She applied for Long Term Disability benefits from her policy’s carrier, but was denied. The Hartford claimed that, despite her reactions, she could continue to work in a hospital environment.

Upon receiving her denial letter, she went for help. She retained the lawyers at Fields Law Firm. Our team of attorneys began coordinating with her physicians to secure letters of support while she pursued specialized testing. Our attorneys built up an appeal to The Hartford’s decision, including diagnostic testing showing that our client’s reactions may have been caused by common cleaning chemicals, thereby eliminating the potential that she could return to work in most environments. Faced with the insurmountable evidence that their prior determination was incorrect, The Hartford soon overturned the decision, issued back benefits, and reinstated future benefits. Our client was very happy with the outcome and is now able to focus on the treatment of her rare condition.