Short & Long Term Disability Cases We’ve Won for Our Clients in Florida

A Lead Analyst for a large financial institution began to experience severe neck pain radiating down her arms and was subsequently diagnosed with radiculopathy. She was unable to use her hands for repetitive activities like typing at work. Further, the pain made it extremely difficult to focus on tasks like producing financial reports and discussing investments with clients. At the advice of her doctors, she left work and submitted a claim for disability benefits.

She was denied, with little explanation from Liberty Mutual, so she searched for help online and found Fields Law. The Fields Law attorneys discussed the next steps available to her and determined an appeal would be appropriate. Our team gathered evidence and developed arguments using the medical opinions of her orthopedic doctor and physical therapists. They were submitted with all outstanding medical records to Liberty Mutual. After review of the appeal, Liberty Mutual agreed that our client was disabled and paid all outstanding benefits.

A man from Florida suffered from several different conditions that prevented him from working in his occupation as an installation technician. His claim for Short Term Disability benefits was initially approved, however the claim was later denied. His Short Term Disability insurer claimed that he had the functional capacity to perform his occupation.

Unsure about his next steps, he contacted the attorneys at Fields Law for help. The attorneys at Fields Law reviewed all of the records the insurance company had and began getting updated medical records. We also sent our client in for a Functional Capacity Evaluation. On appeal, the insurance company reversed their decision and reinstated the payment of benefits. Our client felt an incredible sense of relief knowing that he had an income on which to support himself and his family.

A Field Service Technician from Florida began developing severe bilateral claudication and bilateral non-diabetic neuropathy in his legs. No longer able to work all day on his feet, he was forced to leave work as a result. He applied for both Short Term and Long Term Disability benefits from his insurance carrier. Unfortunately, the insurance company denied his claim. In their denial letter, they repeatedly cited the opinion of a doctor he had only seen once.

He knew he needed help appealing the insurer’s decision and retained Fields Law. The Fields Law attorneys quickly outlined the weaknesses in the insurer’s denial letter and began crafting pointed arguments to counter their assertions. The Fields Law team also secured a supportive narrative and functional capacity evaluation from our client’s treating physicians. Fields Law then submitted the appeal well before the insurer’s deadline. After sending it to their internal review department, the insurance company soon overturned their prior decision and approved both Short Term and Long Term Disability benefits. Our client soon received two checks for his back-benefits, and the insurer began paying out future Long Term Disability benefits.