Short & Long Term Disability Cases We’ve Won for Our Clients in Florida
Fields Law Firm successfully recovers millions of dollars each year for our disabled clients throughout the United States. Our Long Term Disability experience is matched by very few other law firms in the country and has earned us a national reputation.
Here are just a few examples of our Long Term Disability appeal and lawsuit case wins in Florida.
Gladys – Insurance Claims Adjuster – Miami Gardens, Florida
Degenerative Disc Disease, Radiculopathy, Carpal Tunnel
An insurance claims adjuster from Florida had carpal tunnel syndrome and mild back pain. The pain in her back increased and she received treatments and physical therapy. A doctor diagnosed her with a degenerative disc disorder. She also had carpal tunnel syndrome in her wrists that she had controlled with splints on her hands at night.
She started to feel alternating pain and numbness in her right hand and eventually she lost nearly all of her grip strength in her right hand. Combined with her intensifying back pain, the symptoms caused her to stop working a year later. She applied for Long Term Disability benefits and was denied. The insurance company did an independent evaluation of her condition and said that despite being only able to occasionally lift 3 pounds, she was able to work. She appealed the decision and was denied again, despite pointing out that she was receiving social security disability benefits.
Upset by the decision, she contacted Fields Law for help. The attorneys at Fields Law reviewed the case file and determined their analysis of the independent evaluation was faulty. Our attorneys promptly filed a federal lawsuit against the insurer to fight for our client’s rights. During preparations for trial, our attorneys negotiated a lump-sum settlement with the insurance company which our client accepted.
Barbara – Compliance Analyst – Boynton Beach, Florida
Breast Cancer, Shoulder Tendinitis, Back Pain
A compliance analyst had to stop working when she was diagnosed with breast cancer. She applied for Long Term Disability benefits and was approved. After receiving weekly radiation treatments and undergoing a lumpectomy, her cancer went into remission. Shortly after her radiation treatments ended, she had a car accident which severely injured her shoulder. The insurance company denied benefits saying that she no longer fit their definition of disabled. She appealed the decision but the denial stood.
Unable to use her right arm at all and worried about her lost income, she called Fields Law for assistance. Our attorneys combed through the medical records and the insurance company’s file. Our team called our client’s physicians and obtained updated reports. Fields Law Firm submitted a second appeal for our client, but the insurance company didn’t reverse their decision. Our attorneys filed a lawsuit in federal court and during preparation for a hearing, we negotiated a generous lump-sum settlement. Our client was able to get the funding she needed to continue a comfortable way of life.
Denise – Bank Teller – Largo, Florida
Torn Rotator Cuff, Arthritis, Herniated Discs, Neck Fusion Complications
A bank teller from Florida was suffering from neck pain after she had a car accident. She underwent neck fusion surgery and her recovery was quite painful. She could no longer sit at a desk for long periods so she was forced to stop working. Her insurance company granted Long Term Disability benefits to supplement her monthly income. Unfortunately, while driving to a doctor’s appointment, another driver rear-ended her car, severely injuring her shoulder. Soon after the accident, she received a letter from Liberty Mutual saying she could return to work and that her benefits were denied.
She contacted Fields Law Firm for help. Our attorneys compiled records from all her treating physicians and ordered updated reports to support her claim. When the evidence was strong enough, we sent an appeal to the insurance company which identified the many errors in their decision. Liberty Mutual overturned their decision and our client received a lump-sum payment for back pay and her monthly income was restored. Fields Law is now monitoring her claim so our firm can help with any future problems with Liberty Mutual.
