Short & Long Term Disability Cases We’ve Won for Our Clients in Washington DC
Fields Law Firm successfully recovers millions of dollars each year for our disabled clients throughout the United States. Our Long Term Disability experience is matched by very few other law firms in the country and has earned us a national reputation.
Here are just a few examples of our Long Term Disability appeal and lawsuit case wins in Washington DC.
Queretta – Retail Supervisor – Washington, District of Columbia
Hidradenitis, Carpal Tunnel Syndrome
A supervisor at Wal-Mart stores became disabled when she developed hidradenitis and carpal tunnel syndrome. As a result, she was unable to work. Her insurance provider denied the claim, stating that her conditions fell under a pre-existing condition provision in her policy.
Not sure what she should do, she reached out to Fields Law Firm. Our attorneys researched the effective date of the policy to determine if the pre-existing condition clause was valid. Additionally, we closely analyzed the medical records and determined that, even if the pre-existing clause was valid, our client’s carpal tunnel diagnosis did not fall under the pre-existing clause in her policy and she would qualify for Long Term Disability benefits. On appeal, Liberty Mutual reversed their decision and paid all past-due benefits. Our client was so impressed with Fields Law that she hired us to attempt to settle the claim on a full-final and complete basis.
Corliss – Legal Secretary – Washington, District of Columbia
Chest Pain, Dyspnea with Exertion, Heart Transplant, Hip Replacement, Amyloidosis, Loss of a Leg
A legal secretary was forced to stop working at a Washington D.C. law firm due to her disabling chest pain, dyspnea and hip/leg replacement surgeries. Sometime after her exhaustion of Short Term Disability benefits, she applied for Long Term Disability benefits, which was approved by her insurance carrier.
She received Long Term Disability benefits until Unum preemptively terminated her benefits. The attorneys at Fields Law contacted our client’s doctors to compile reports of all of her symptoms and treatments and appealed the decision to terminate benefits. Upon further review, Unum reversed its decision to terminate benefits and issued payments immediately.
Kyle – Sales Manager – Washington, District of Columbia
Bipolar, Depression Anxiety
A young up-and-coming executive stopped working due to severe anxiety, depression, and bipolar disorder. His symptoms resulted in an inability to keep up with the extremely demanding mental demands of his job. His insurer reviewed his claim for approximately five months before denying benefits, claiming that he wasn’t continuously disabled during the elimination period in the policy. The executive was confused because he had been consistently treating with a therapist and psychiatrist who adamantly stated he should remain out of work.
Worried and upset, he hired Fields Law Firm to fight this wrongful denial. Our attorneys first ordered updated medical records from our client’s therapist and psychiatrist. Then, we requested written comments from our client’s treating providers regarding his conditions. Our attorneys used that information to secure a favorable vocational report that concluded our client was unable to work at his former job. After Fields Law submitted the appeal, Prudential reinstated benefits well before the end of the 45 day review period. Our client received a substantial backpay check and was able to begin training for a low-stress future career.