Short & Long Term Disability Cases We’ve Won for Our Clients in Delaware
Fields Law Firm successfully recovers millions of dollars each year for our disabled clients throughout the United States. Our Long Term Disability experience is matched by very few other law firms in the country and has earned us a national reputation.
Here are just a few examples of our Long Term Disability appeal and lawsuit case wins in Delaware.
Richard – Instrument Technician – Dover, Delaware
Tibial Dysfunction, Bilateral Foot Arthritis, Bilateral Knee Osteoarthritis, Degenerative Joint Disease of the Knees, Hypertension, Congestive Heart Failure, Sleep Apnea
An Instrument Technician from Delaware suffered from tibia dysfunction, bilateral foot arthritis, bilateral knee osteoarthritis, degenerative joint disease of the knees, hypertension, congestive heart failure and sleep apnea. After being taken off work by his doctors he applied for Long Term Disability benefits through his employer’s plan. Originally, CIGNA approved his benefits, but then discontinued them asserting his conditions had sufficiently improved such that benefits were no longer payable. This occurred shortly after he was approved for Social Security Disability benefits.
He reached out to Fields Law Firm for help appealing this decision. Our attorneys drafted an appeal that established CIGNA had relied upon selective evidence that misstated our client’s work restrictions and limitations and the required abilities of his occupation. Additionally, we received narrowly tailored narrative reports from our client’s treating doctor’s outlining his actual limitations and restrictions, which clearly make it impossible for him to perform his own occupation. After reviewing our appeal, CIGNA reversed its denial, paid our client his back pay, and recommenced monthly benefit payments.
Stanley – Truck Driver – Dover, Delaware
Subarombo Phlebitis Arachnoid Hemorrhage, Bilateral Vestibular Function Disorder, Migraines, Atypical Headaches, Memory Loss, Cervicalgia, Occipital Neuralgia, Thrombophlebitis
A truck driver from Delaware applied for and received Long Term Disability benefits from an insurance policy provided by his employer, after suffering a serious and disabling stroke. Liberty Mutual paid benefits for two years, until the definition of disability switched from Own Occupation to Any Occupation. His benefits were terminated, because one of Liberty Mutual’s doctors claimed he could work a sedentary job, even though that doctor had never met him. Unsure what to do next, he reached out to the Fields Law team.
The Fields Law attorneys gathered updated medical records and received support from our client’s own treating doctors. The evidence gathered could not be dismissed by Liberty Mutual. It wasn’t long after the Fields Law attorneys submitted the appeal, that our client’s Long Term Disability benefits were restored.
Tamitha – Internship/Externship Coordinator – Wilmington, Delaware
Severe Asthma
An Internship/Externship Coordinator for a technical college in Delaware suffered from severe persistent asthma. Her Short Term Disability insurer, CIGNA, initially accepted her claim. One month later, they denied the claim. Their denial claimed that the medical information available did not provide clinical findings that would preclude her from working.
Not sure what she should do, she reached out to Fields Law. After completing his review of our client’s file from CIGNA, our attorneys developed a plan to fight the denial. We updated medical records and obtained a report from the client’s treating pulmonologist which stated that her asthma was rated at an AMA Class 4D, which is significant.
Our attorneys appealed the denial and CIGNA reversed their decision and reinstated the client’s benefits and paid all the past-due benefits. Our client was extremely relieved and grateful to have her sole source of income back.
