Short & Long Term Disability Cases We’ve Won for Our Clients in Colorado
Fields Law Firm successfully recovers millions of dollars each year for our disabled clients throughout the United States. Our Long Term Disability experience is matched by very few other law firms in the country and has earned us a national reputation.
Here are just a few examples of our Long Term Disability appeal and lawsuit case wins in Colorado.
Bobby – Restaurant Manager – Steamboat Springs, Colorado
Pulmonary Embolism
A restaurant manager for a national franchise left work after he suffered a pulmonary embolism. The insurer agreed he could not perform the duties of his own occupation as a manager in the fast-paced and demanding setting of his restaurant. Benefits were paid for two years until the insurer stated that he was not disabled under the any occupation standard, contending he would be a competitive applicant for several jobs our client knew nothing about.
Our attorneys assisted him in appealing the decision. Using a vocational expert, the Fields Law attorneys argued that our client was not a competitive applicant for any of the jobs cited by the insurer. After the appeal was denied, our attorneys sent a demand to one of the insurer’s chief legal officers to try to resolve the case prior to incurring the time and expense of a federal lawsuit. After several rounds of negotiations, our client agreed to settle the case on very favorable terms.
Mark – Claims Representative – Parker, Colorado
Numerous Multi-Level Spinal Fusions, Bilateral TS, PTSD
A Claims Representative for a transportation company developed extensive full columnar degrative disc disease. Over time he had to undergo four separate multi-level spinal fusion surgeries. Additionally, he also suffered from bilateral carpal tunnel syndrome and PTSD. After his latest fusion, he was simply no longer able to return to any sort of employment. He applied for disability Long Term benefits and was initially approved. However, after only two months, the insurer terminated his benefits, claiming he could return to his sedentary level occupation. He unsuccessfully tried to appeal the insurer’s decision on his own. The insurer denied both of his appeals.
Feeling like he had run out of options, he retained Fields Law to fight for his rights. Our team of attorneys analyzed his case and determined the only course forward was to file a federal lawsuit against the insurer. The Fields Law attorneys filed our client’s case, and the suit progressed through several procedural steps. The insurer soon engaged our attorneys in negotiations. The Fields Law team was eventually able to secure a sizable settlement for our client, who shortly thereafter received his check in the mail.
Matthias – Technical Support Specialist – Colorado Springs, Colorado
Bipolar Disorder
A technical support specialist for an international computer and cell phone manufacturer developed severe mental health symptoms later diagnosed as bipolar disorder. He submitted a claim for Short and Long Term Disability benefits to his insurance company. The insurer was skeptical of the claim from the onset, sending him to an independent medical examination. The independent doctor agreed that he was disabled and benefits were paid for several months until the insurer had another medical doctor review his claim. That doctor, who had not personally examined him, told the insurer that restrictions and limitations were not supported, and he could return to his fast-paced and stressful job.
He tried to fight the denial and submitted his own appealsm, each of which were denied. He found Fields Law to help him fight the denial in federal court. Our attorneys assisted our client in negotiating a settlement with very favorable terms. Our client was able to focus on his recovery using the settlement proceeds to support himself and his family.