Short & Long Term Disability Cases We’ve Won for Our Clients Against CIGNA
Fields Law Firm successfully recovers millions of dollars each year for our disabled clients throughout the United States. Our Long Term Disability experience is matched by very few other law firms in the country and has earned us a national reputation.
Here are just a few examples of our Long Term Disability appeal case wins against CIGNA.
Mohammed – Pipefitter / Welder – Iselin, New Jersey
Chronic Back Pain
In New Jersey, a man worked as a pipe fitter and welder. He suffered from severe back pain due to a workplace injury. MRI’s showed pressure on his spinal cord in his lumbar spine along with a bulging disc. As a result of his pain, he could not work. His insurer initially approved his claim for Long Term Disability benefits but the claim was later denied. The denial letter asserted that the medical information available did not support ongoing disability.
Unsure of what to do, he reached out to Fields Law. His attorney reviewed the insurance company’s file and developed a plan to fight the denial. Our attorney updated medical records and requested reports from the client’s treating doctors. With the updated records and reports, we then drafted a winning appeal. The insurance company reversed their decision, reinstating our client’s monthly benefits and paid all the past-due benefits. Our client was incredibly relieved to know that his source of income had been restored.
Niloufer – Counter Manager – Hamilton, New Jersey
Trochanteric Bursitis, Lumbar Spine Compression Fracture, Spinal Stenosis, Lumbar Radiculopathy
A counter manager in New Jersey applied for Short Term Disability benefits with an insurance company provided by her employer. Her Short Term Disability benefits were approved by the insurance company and it paid her benefits for six months until she exhausted these benefits. She then applied for Long Term Disability benefits with an insurance company provided by her employer. Her Long Term Disability benefits were also approved by the insurance company and it paid her benefits until they terminated her Long Term Disability benefits just two weeks after approving her claim. The insurance company sent a denial letter for the Long Term Disability benefits based on the determination that she could work her regular occupation as a counter manager.
Disappointed with the sudden loss of income, she contacted the attorneys at Fields Law to help appeal the adverse decision. The attorneys at Fields Law acquired medical records, functional capacity evaluations, and reports from our client’s treating doctors and submitted an appeal. The insurer, in response to the appeal, issued a decision and overturned their prior determination to terminate our client’s Long Term Disability benefits and she was paid back all the benefits she was entitled to.
Lisa – Retail Plumbing Specialist – Moyock, North Carolina
Chronic Back Pain, Neck Pain
A plumbing specialist at Lowes realized that, due to chronic neck and back pain, she could no longer work. She applied for Long Term Disability benefits and was approved. She received benefits for roughly six months until the insurer cut her off. CIGNA stated that the medical evidence available did not support functional impairment that would prevent her from working.
Frustrated and scared, she found the attorneys at Fields Law Firm. The attorneys at Fields Law knew exactly what to do. We requested all of her medical records and also requested reports from her treating doctors supporting her disability. With all this information, our attorneys drafted a winning appeal. Upon review, CIGNA reversed their decision and reinstated our client’s monthly benefits.
