Short & Long Term Disability Cases We’ve Won for Our Clients Against CIGNA
Fields Law Firm successfully recovers millions of dollars each year for our disabled clients throughout the United States. Our Long Term Disability experience is matched by very few other law firms in the country and has earned us a national reputation.
Here are just a few examples of our Long Term Disability appeal case wins against CIGNA.
Mark – Aircraft Mechanic – Picayune, Mississippi
Bilateral Total Knee Replacements, Low Back Pain, Bilateral Shoulder Issues
An aircraft mechanic found Fields Law Firm after searching for assistance with is Long Term Disability Benefits. He had developed degenerative arthritis leading to bilateral total knee replacement surgery. Needless to say, he could no longer work. He received benefits for approximately two years, when CIGNA told him his condition had improved enough to return to work at several sedentary jobs.
He hired Fields Law to help with his appeal and we started collecting medical records, soon securing a supportive report from the treating doctor. We submitted the medical records and report to the insurance company along with a memorandum outlining our client’s legal rights under the statute governing the policy. After a brief review, CIGNA reversed its decision to deny benefits and started paying our client’s claim. He was very pleased with the result and decided to hire Fields Law to manage his claim on an ongoing basis to prevent further wrongful denials.
Kenny – Maintenance Repair Technician – St. Louis, Missouri
Stroke
A 59 year-old maintenance repair technician became disabled after suffering a stroke. His job required him to perform heavy lifting and look after heavy equipment. His insurer paid his claim for the entire Own Occupation period. However, when the definition of disability switched to Any Occupation, his benefits were denied.
He hired Fields Law to appeal the decision amd our attorneys reached out to the medical staff at our client’s primary care clinic and requested a narrative report documenting the severe ongoing neurological issues. This report was submitted with updated medical records and legal arguments arguing our client’s case. His insurer reinstated benefits after receiving the documentationand he was able to continue treating for his condition with the financial burden of the denial behind him.
Arnold – Public Works – Minneapolis, Minnesota
Camptocormia (Bent Spine Syndrome), Congestive Heart Failure, Advanced Osteoarthritis
A Minneapolis man had worked as a Machinist for over 35 years before being forced to leave work as a result of developing camptocormia, congestive heart failure and advanced osteoarthritis of the knees. He applied for Long Term Disability benefits from his insurance carrier, but was denied. He appealed the insurer’s denial once himself, but received a subsequent denial from the carrier.
Knowing he needed help, he retained Fields Law to represent him and fight the insurance company. His Fields Law attorney began building his appeal by reviewing the insurer’s denial letter claims and drafting pointed arguments to counter them. The Fields Law team also acquired significant medical records proving our client’s disability and a narrative report from his primary treating physician and submitted the completed appeal. After reconsideration, the insurer overturned their prior denial and approved our client’s benefits. He soon also received a check for the back benefits from his date of disability.
