Short & Long Term Disability Cases We’ve Won for Our Clients in Arkansas
Fields Law Firm successfully recovers millions of dollars each year for our disabled clients throughout the United States. Our Long Term Disability experience is matched by very few other law firms in the country and has earned us a national reputation.
Here are just a few examples of our Long Term Disability appeal and lawsuit case wins in Arkansas.
Matthew – Legal Secretary – Harrison, Arkansas
Vertigo
A mechanic from Arkansas began experiencing severe bouts of vertigo. After seeking treatment with numerous neurologists and audiologists, they were unable to pinpoint what was causing his condition but they were not able to control it. This left him unable to perform any work, as he would be completely incapacitated by his vertigo. His Long Term Disability insurer denied his claim, stating that a reviewing doctor concluded that he had the ability to perform the duties of his job.
Clearly unable to work and not sure of how to fight the insurance company, he reached out to Fields Law Firm. Our attorneys began by reviewing the entire file from Liberty Mutual and the report from their doctor. After completing his review, our attorneys laid out a plan to overturn the denial. We updated medical records and obtained statements from multiple doctors our client had treated with. With the updated records and reports, we drafted a winning appeal. Liberty Mutual reversed their decision and reinstated the monthly benefits. Our client was so thankful to get his benefits back and relieved that he would no longer have to worry about finding income to support his family.
Issac – Blowmold Operator – Little Rock, Arkansas
Stroke with Neurological Deficits
Stroke with Neurological Deficits
A blowmold operator became disabled after suffering a stroke. He had several residual effects, including unsteadiness on his feet and optic nerve neuritis. His symptoms kept him from safely working with blowmold machinery, and his doctors took him out of work.
His insurer paid him Short Term Disability benefits without any issues. Unfortunately, when the time came to pay Long Term Disability benefits, he was denied. Mutual of Omaha stated he could return to work and did not have any limitations.
Not sure where to turn, he hired Fields Law Firm to fight this wrongful denial. The Fields Law attorneys secured narrative reports from the treating doctors. One report forcefully stated our client’s visual deficits would completely limit his ability to perform the blowmold operator job. The reports were submitted to Mutual of Omaha along with legal and factual arguments. After a brief review, Mutual of Omaha notified our attorneys that it would be reinstating benefits. Our client received a substantial backpay check and was able to get caught up on all of his bills.
Monetta – Licensed Practical Nurse – Arkansas City, Arkansas
Stroke Complications
A Licensed Practical Nurse needed to stop working following complications from a stroke. Her insurer denied her claim for Long Term Disability benefits. Mutual of Omaha stated she had a pre-existing condition of hypertension, which they claimed had a direct correlation to the stroke she suffered. According to the group policy governing her Long Term Disability benefits, a pre-existing condition was any injury or sickness for which she received medical treatment for, or had medicines prescribed to her, in the 12 months prior to the day she was disabled. The attorneys at Fields Law appealed this denial of benefits claiming hypertension is not a pre-existing condition for a stroke. Mutual of Omaha agreed and reversed its prior decision to deny benefits.
