Short & Long Term Disability Lawsuit Cases We’ve Won for Our Clients
Fields Law Firm successfully recovers millions of dollars each year for our disabled clients throughout the United States. Our Long Term Disability litigation experience is matched by very few other law firms in the country and has earned us a national reputation.
Here are just a few examples of our Long Term Disability lawsuit case wins.
Bernadette – Pharmacy Manager – Zachary, Louisiana
Back Pain, Fibromyalgia, Complications from Chemotherapy, Breast Cancer
A pharmacy manager was diagnosed with bilateral breast cancer. She stopped working to undergo a double mastectomy and aggressive chemotherapy treatment. She qualified for Long Term Disability benefits during her treatment. After treatment, she had severe pain as a side effect from the chemotherapy that developed into fibromyalgia and numbness in her extremities. Despite receiving benefits for two years and keeping the insurance company updated on her condition, the insurer denied her benefits.
Upset about her lost income and the insurer’s change in decision, she contacted Fields Law for assistance. Our attorneys contacted the insurance company for the claim file, and our client’s doctors for their medical records. The insurance company ignored several reports from our client’s doctors and misinterpreted our client’s condition. The Fields Law attorneys sent a strong appeal to the insurer, but they did not change the decision.
Our attorneys filed a lawsuit in federal court to fight for our client’s benefits. During preparation for trial, our attorneys negotiated a generous lump-sum settlement. Our client was happy with the settlement and pleased with the quick action and transparent process that Fields Law provided.
Sonya – Auto Manufacturing Inspector – Franklin, Kentucky
Viral Neurosis, Depression, Menieres Disease, Vestibular Neuronitis, Hearing Loss
An auto plant Manufacturing Inspector from Kentucky contracted reoccurring viral neurosis, a condition which caused her to fall over and injure herself daily. She also suffered from associated depression, Meniere’s disease, vestibular neuronitis, and hearing loss. Since manufacturing environments can be dangerous places, she was unable to continue working at the plant where she had been for more than 20 years.
Throughout her employment, she had been paying into a Long Term Disability policy provided by her employer. The insurance company initially granted her benefits however, after 24 months, they abruptly cut off her benefits. In their denial, the insurer claimed that her medical records did not support functional disabilities which would prevent her from working in “Any Occupation” after their denial date. Further, to add insult to injury, the insurer also informed her that, because of an overpayment, she actually owed them money.
Utterly devastated, and under immense financial strain, she sought out the best law firm to help fight the insurance giant. She contacted Fields Law, and our team of attorneys immediately began managing her case. However, the insurer insisted that the woman owed them money.
After extensive negotiation, the attorneys at Fields Law were able to secure an agreement where our client wouldn’t have to pay the insurer the overpayment fees and even secured a payout from the insurer.
Dan – Machinist – Zachary, Louisiana
Back Pain, Complications from Fusion Surgery, Herniated Discs
A machine maintenance worker from Louisiana had multiple back surgeries and required a fusion of two vertebrae. He was unable to continue work because his job required lifting and repairing heavy machine parts. He applied for and received Long Term Disability benefits through his employer. Unfortunately, the insurance company stopped paying benefits after a few months, saying that he suffered from a pre-existing condition that meant he could not receive benefits.
He contacted Fields Law Firm for help. Our team gathered all of our new client’s medical records and compiled all of the evidence the insurance company had as well. Our attorneys scoured the medical records and discovered that the insurer was misreading the medical records. Our client did have a history of low back pain, but the surgery that caused his current disability was to correct a distinct and new disc injury. We submitted a strong appeal to the insurer, but the decision remained unchanged. Our attorneys filed a lawsuit in federal court to fight for our client’s benefits. During the lead-up to a hearing date, our attorneys negotiated a generous lump-sum settlement and our client received a settlement check that allowed him to continue treatment without fighting his insurance company any more.
