Can I quit my job while on Long Term Disability?
If you become sick and unable to work, you may need to think about the possibility of taking time off from work. In some cases, employees may consider quitting their job if they don’t expect to return to work or be able to continue with the same job. Before making a decision, consider the consequences of each scenario.
The options you have available for taking time off typically depend on what your employer offers for paid time off (PTO), unpaid time off and disability benefits. You may also qualify for an unpaid leave of absence under the Family and Medical Leave Act (FMLA).
Your employer may have an employee handbook with the specific policies regarding a leave of absence or time off requests. It is important to understand and follow these rules, to avoid any issues with returning to work, once you are ready.
Your employer may also offer Short Term and Long Term Disability benefits. Depending on how long you anticipate being off work, you may be able to apply for one or both of these benefits to help offset your loss of income while on leave. Each policy has specific criteria for qualifying for benefits, as well as the duration that the benefits will be paid.
Each employer and insurance company has different policies when it comes to not being able to return to work. Sometimes, you may risk losing eligibility for benefits if you quit your job or agree to any severance terms. Get advice from an attorney before you make any important decisions or agree to a severance package.
In some cases, employees who are receiving Long Term Disability benefits realize that they will not be able to return to work and wonder if they should resign. However, if your disability benefits are employer-sponsored, then quitting your job may jeopardize your ability to continue receiving those benefits. It’s crucial to explore all options before making such an important decision about your future.
At Fields Law, our Short Term and Long Term Disability lawyers can answer your questions and help you determine the best possible path to maximize the benefits that you can receive.
