Short & Long Term Disability Cases We’ve Won for Our Clients Against Sun Life Financial
Fields Law Firm successfully recovers millions of dollars each year for our disabled clients throughout the United States. Our Long Term Disability experience is matched by very few other law firms in the country and has earned us a national reputation.
Here are just a few examples of our Long Term Disability appeal case wins against Sun Life Financial.
Melvin – Pentagon Subject Matter Expert – Chesterfield, Virginia
Migraines, Post Concussive Syndrome
A Pentagon Contractor was rear-ended in a car accident and hit his head. He tried to return to work but was told by co-workers and clients that his cognition seemed diminished. He visited a doctor who confirmed that he was experiencing ongoing symptoms of a concussion. His employer-provided insurer paid him Long Term Disability benefits for about three years while he received treatment for his serious cognitive issues. Suddenly, Sun Life Financial stopped paying benefits because he no longer fit their definition of disabled.
Worried about his lost income, he called Fields Law for help. Our team gathered all our client’s medical records, and the Fields Law attorneys ordered an expert report from a vocational consultant which supported that our client could not return to work. Our attorneys wrote a strong appeal to Sun Life Financial that combed the medical evidence with applicable law. Our team stayed in close contact with the insurer, giving our client updates while they reviewed the appeal. Eventually, Sun Life Financial overturned their decision, and our client received a lump-sum payment for back pay and ongoing monthly benefits. He is pleased with the attorney’s ardent advocacy on his behalf and is happy to be through fighting Sun Life Financial.
John – Foreman – Livingston, Texas
Diabetic Neuropathy, Back Pain
A foreman from Texas started having back pain and neuropathy in his legs and feet. He was diagnosed with diabetes and his doctor also recommended back surgery. His symptoms became too severe, so he was forced to stop working. He applied for disability benefits through Sun Life Financial but was denied based on an independent nurse’s opinion of his medical records.
Frustrated with the decision, he contact Fields Law Firm to assist with the appeal. The attorneys at Fields Law reviewed the denial documents and determined that the nurse’s assessment of our client’s medical records missed many key items. A doctor had referred our client to a cardiologist and back specialist just a few weeks prior to their denial letter.
Our attorneys wrote a strong appeal and ultimately Sun Life Financial overturned the decision, granting our client ongoing benefits and a lump-sum settlement for back-pay. Our client was relieved to have a steady source of income once more.
Frankie – Warehouse Specialist – Nesmith, South Carolina
Gout
A Warehouse Specialist from South Carolina suffered from severe and unrelenting Gout. His treating providers took him off of work and he applied for Long Term Disability benefits through his employer’s plan. Regrettably, Sun Life Financial denied his application asserting his claim was both barred as pre-existing and, even if that were not the case, his condition was not severe enough to qualify for his disability benefits.
He reached out to Fields Law for help fighting this incorrect decision. Our team was able to establish through medical records, narrative reports, and procedural filings that our client’s claim was not barred as pre-existing. Additionally, we established that our client more than satisfied the relevant policy’s definition of disabled. After reviewing our appeal, Sun Life Financial reversed its decision and paid our client his entire benefit.
