Short & Long Term Disability Cases We’ve Won for Our Clients in Mississippi
Fields Law Firm successfully recovers millions of dollars each year for our disabled clients throughout the United States. Our Long Term Disability experience is matched by very few other law firms in the country and has earned us a national reputation.
Here are just a few examples of our Long Term Disability appeal and lawsuit case wins in Mississippi.
Oscar – Sales Inspector – Water Valley, Mississippi
Neck Pain, Back Pain
A Sales Inspector developed severe low back and neck pain after working for several years and was no longer able to work. He applied for and received Long Term Disability benefits for the entire period where he was insured against his Own Occupation. He was denied when the definition of disability changed. The Long Term Disability insurer stated he could return to work full-time at sedentary-type jobs.
The attorneys at Fields Law were hired to file a lawsuit against the insurance company. After reviewing the case, our attorneys determined that the value of the claim would be zeroed out if our client was approved Social Security Disability, due to an overpayment. Our attorneys approached the insurer about a waiver of the potential overpayment for an agreement not to sue the insurer. The insurer agreed that if our client was approved for Social Security Disability, our client would get to keep the backpay and not have to pay any overpayment fees.
Boris – Welder – Perkinston, Mississippi
Transient Cerebral Ischemia, Diverticulitis, Narcolepsy, Chronic Back Pain, Sciatica, Glaucoma, Blurred Vision
A welder from Mississippi worked for 17 years before he had to stop due to Transient Cerebral Ischemia, diverticulitis, narcolepsy, chronic back pain, sciatica, glaucoma, and blurred vision. The individual applied for Long Term Disability benefits, but his insurer stated that he had not provided any restrictions or limitations that would prevent him from returning to work as a welder. Prudential stated that since he failed to be disabled through the Elimination Period, he was not eligible for benefits. The welder decided to appeal this determination without legal representation, and he was denied yet again.
After receiving the denial of his appeal, he contacted the attorneys at Fields Law to assist him. Our attorneys contacted our client’s doctors to compile reports of all of his symptoms and treatments and submitted a comprehensive appeal to Prudential. After receiving Fields Law Firm’s appeal, they overturned their previous decisions and paid all the outstanding Long Term Disability benefits immediately.
Thelma – Special Apparatus Operator – Batesville, Mississippi
Torn Rotator Cuff in Left Shoulder, Continued Shoulder Pain
A woman in Mississippi suffered a torn rotator cuff in her left shoulder. Due to her condition, she was unable to continue working in her physically demanding job, and was awarded Long Term Disability benefits by her insurer. Over two years later, Reliance Standard cut off her benefits claiming that she was no longer disabled under her policy. After reviewing her medical records, Reliance Standard claimed that she had the ability to work certain jobs they had identified.
Unsure of how to fight her insurance company and uncertain of a future with limited education and work prospects, she reached out to Fields Law for help. The attorneys at Fields Law began updating our client’s medical records to submit to Reliance Standard. We then argued that they had made critical mistakes in their determination of the client’s case. Upon review, Reliance Standard reversed their decision and recommenced the payment of monthly benefits. The client found tremendous relief at getting her benefits reinstated and was able to put her mind at ease.
